"How many questions is the insurance exam?" has no single answer: across the 51 US jurisdictions and three major lines, the scored portion runs from 60 to 175 questions. Your state and line determine your exam day almost completely - and both numbers are published in your state's candidate handbook, where we verified every figure below.
Questions and time limits in every state
Counts are the scored portion; most states may add a small number of unscored experimental questions (commonly up to ~10%) that count against your time. Time shown is the official limit for the scored exam.
| State | Life | Health | Property & Casualty |
|---|
| Alabama | 125 q / 2 hr 30 min | 100 q / 2 hr | 150 q / 3 hr |
|---|---|---|---|
| Alaska | 110 q / 2 hr 15 min | 110 q / 2 hr 15 min | 110 q / 2 hr 15 min |
| Arizona | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| Arkansas | 110 q / 2 hr 30 min | 110 q / 2 hr 30 min | 160 q / 3 hr 30 min |
| California | 75 q / 1 hr 30 min | 75 q / 1 hr 30 min | 150 q / 3 hr |
| Colorado | 90 q / 2 hr | 91 q / 2 hr | 85 q / 2 hr |
| Connecticut | 85 q / 2 hr | 85 q / 2 hr | 145 q / 2 hr 30 min |
| Delaware | 106 q / 2 hr 15 min | 115 q / 2 hr 15 min | 102 q / 2 hr 15 min |
| District of Columbia | 90 q / 2 hr | 85 q / 2 hr | 85 q / 2 hr |
| Florida | 95 q / 2 hr | 95 q / 2 hr | 175 q / 3 hr |
| Georgia | 90 q / 2 hr | 90 q / 2 hr | 135 q / 2 hr 30 min |
| Hawaii | 96 q / 2 hr | 95 q / 2 hr | 93 q / 2 hr |
| Idaho | 86 q / 2 hr | 86 q / 2 hr | 80 q / 1 hr 45 min |
| Illinois | 91 q / 2 hr 15 min | 99 q / 2 hr 15 min | 90 q / 2 hr 15 min |
| Indiana | 95 q / 2 hr | 95 q / 2 hr | 150 q / 3 hr |
| Iowa | 87 q / 2 hr | 90 q / 2 hr | 91 q / 2 hr |
| Kansas | 95 q / 1 hr 30 min | 95 q / 1 hr 30 min | 89 q / 1 hr 30 min |
| Kentucky | 150 q / 3 hr 10 min | 150 q / 3 hr 10 min | 150 q / 3 hr 10 min |
| Louisiana | 100 q / 2 hr | 100 q / 2 hr | 100 q / 2 hr |
| Maine | 85 q / 1 hr 45 min | 98 q / 2 hr | 85 q / 2 hr |
| Maryland | 90 q / 1 hr 45 min | 90 q / 1 hr 45 min | 90 q / 1 hr 45 min |
| Massachusetts | 90 q / 0 hr | 90 q / 0 hr | 90 q / 0 hr |
| Michigan | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| Minnesota | 85 q / 2 hr | 85 q / 2 hr | 85 q / 2 hr |
| Mississippi | 70 q / 2 hr | 70 q / 2 hr | 70 q / 2 hr |
| Missouri | 100 q / 2 hr | 100 q / 2 hr | 100 q / 3 hr |
| Montana | 96 q / 2 hr | 102 q / 2 hr 15 min | 92 q / 2 hr |
| Nebraska | 105 q / 2 hr | 105 q / 2 hr | 155 q / 2 hr 30 min |
| Nevada | 90 q / 2 hr | 98 q / 2 hr 15 min | 154 q / 3 hr 35 min |
| New Hampshire | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| New Jersey | 83 q / 3 hr 30 min | 88 q / 3 hr 30 min | 79 q / 3 hr 30 min |
| New Mexico | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| New York | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| North Carolina | 60 q / 1 hr 15 min | 60 q / 1 hr 15 min | 60 q / 1 hr 15 min |
| North Dakota | 110 q / 2 hr 30 min | 110 q / 2 hr 30 min | 110 q / 2 hr 30 min |
| Ohio | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| Oklahoma | 105 q / 2 hr | 105 q / 2 hr | 155 q / 2 hr 30 min |
| Oregon | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 40 min |
| Pennsylvania | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 50 min |
| Rhode Island | 90 q / 2 hr | 90 q / 2 hr | 87 q / 2 hr |
| South Carolina | 85 q / 0 hr | 85 q / 0 hr | 140 q / 0 hr |
| South Dakota | 90 q / 2 hr | 90 q / 2 hr | 145 q / 2 hr 30 min |
| Tennessee | 77 q / 1 hr 45 min | 77 q / 1 hr 45 min | 77 q / 1 hr 45 min |
| Texas | 90 q / 2 hr | 145 q / 2 hr 30 min | 145 q / 2 hr 30 min |
| Utah | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
| Vermont | 105 q / 2 hr | 105 q / 2 hr | 155 q / 2 hr 30 min |
| Virginia | 105 q / 2 hr | 105 q / 2 hr | 145 q / 2 hr 30 min |
| Washington | 100 q / 2 hr 30 min | 100 q / 2 hr 30 min | 150 q / 3 hr 15 min |
| West Virginia | 90 q / 2 hr | 90 q / 2 hr | 150 q / 3 hr 30 min |
| Wisconsin | 100 q / 2 hr | 100 q / 2 hr | 100 q / 2 hr |
| Wyoming | 100 q / 2 hr | 100 q / 2 hr | 150 q / 2 hr 30 min |
Patterns worth knowing
- **100 questions in about 2 hours is the most common life/health format** - but far from universal.
- **P&C exams run longest.** Several states test Property and Casualty as one combined sitting of 150+ questions; Florida's General Lines exam reaches 175. Other states split Property and Casualty into two separate, shorter exams - check your state page for which model applies to you.
- **Combined-line options exist.** Some states offer a single Life, Accident & Health sitting (Ohio's Series 11-35 and Michigan's 16-80 are both 150 questions in 2.5 hours) as an alternative to separate exams.
- **Pace math matters.** A 150-question exam in 150 minutes is one question per minute; 100 questions in 120 minutes gives you 72 seconds each. Practicing at your state's real pace is the difference between finishing and guessing the last ten questions.
This is exactly why our mock exams are state-mirroring: pick your state and the mock exam runs your state's scored question count against your state's real clock, so exam day pacing is already familiar. Every figure verified July 2026 from official sources - see Sources & Updates and the citation on each state's page.