Ohio Life Insurance Practice Exam Free - 2026
Columbus, Cleveland, and Cincinnati anchor a major insurance employment market regulated by the Ohio Department of Insurance. Ohio's PSI exams are very passable with preparation - start with a free mock exam now. Access 312+ free Life Insurance questions with detailed explanations.
Exam quick facts. The Ohio Life Insurance exam: 100 questions in 120 minutes; passing score 70%; exam fee $49; administered by PSI; 20-hour prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source
How the Ohio Life Insurance exam compares
The Ohio Life exam is 100 questions, 120 minutes, a 70% cut score. The examination fee is $49.
Ohio requires 20 hours of prelicensing education before you can take the exam.
Because a large share of the real exam is Ohio law, this practice bank includes 12 questions written specifically on Ohio statutes and regulations, each citing the provision it comes from.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from Ohio Department of Insurance Agent Licensing Candidate Handbook (updated 3/20/2025) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
Taking the Ohio Life and Health insurance exam together?
Ohio licenses Life and Accident & Health as separate major lines, but the Ohio Department of Insurance also offers a single combined sitting: the Ohio Life, Accident and Health Insurance Agent exam (Series 11-35), administered by PSI - 150 questions in 2.5 hours with a 70% minimum passing score, the same passing bar as the standalone exams.
The combined route requires prelicensing for both lines (20 hours per major line, 40 total) and you must bring both course completion certificates on test day. If that is your plan, practice both halves here: this page covers the life half, and the health bank covers medical expense, disability income, Medicare, and group health.
Choose Your Practice Mode
- Vendor: PSI Services
- Questions: 100 questions (plus ~10% unscored experimental items may be added)
- Time limit: 120 minutes
- Passing: 70% minimum passing score
- Exam fee: $49 examination fee
- Prelicensing: 20 hours per major line (40 for both)
Verified July 2026 from the Ohio Department of Insurance Agent Licensing Candidate Handbook (updated 3/20/2025). Always confirm with the current official candidate handbook.
Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.
Ohio Life Insurance Exam Topics
Free Ohio Life Practice Questions with Answers
12 sample questions from the 312-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Ohio
Prepare for multiple insurance licenses in Ohio
Life Insurance Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official Ohio Insurance Resources
Important external links for Ohio insurance licensing information
Ohio Department of Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
Ready to Start Practicing?
Choose a practice mode above and begin your free Ohio Life Insurance exam preparation today.
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