100% Free - No Registration Required

Rhode Island Life Insurance Practice Exam Free - 2026

The Rhode Island Insurance Division licenses producers across the Ocean State. Practice in short free sessions with instant explanations - ideal preparation around work or classes. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Rhode Island Specific

How the Rhode Island Life Insurance exam compares

The Rhode Island Life exam is 90 questions, 120 minutes. The examination fee is $80.

Rhode Island requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Rhode Island Department of Business Regulation Insurance Licensing Candidate Handbook (Pearson VUE #124000, rev 05/2026; outlines effective 5/28/2026) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

Choose Your Practice Mode

Mock Exam
Simulate the real exam experience with timed questions
  • Timed test
  • 50-150 questions
  • No answer hints
Quiz Mode
Practice with immediate feedback on each question
  • Instant feedback
  • See explanations
  • Track progress
Review Mode
Study all questions with answers visible
  • All answers shown
  • Full explanations
  • Study at your pace
Rhode Island Life Exam Info
  • Vendor: Pearson VUE
  • Questions: Life Producer: General Knowledge 50 scored + 5 pretest (1 hr 15 min) plus RI-specific 30 scored + 5 pretest (45 min); scored as one exam
  • Time limit: 120 minutes
  • Passing: 70 (scaled score)
  • Exam fee: $80
  • Prelicensing: None listed. Handbook licensure steps are exam + application only; DBR insurance-professionals pages list only continuing education requirements - no prelicensing education requirement found.

Verified July 2026 from the Rhode Island Department of Business Regulation Insurance Licensing Candidate Handbook (Pearson VUE #124000, rev 05/2026; outlines effective 5/28/2026). Always confirm with the current official candidate handbook.

Rhode Island Insurance Division

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Rhode Island Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Rhode Island Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Rhode Island

Prepare for multiple insurance licenses in Rhode Island

Life Insurance Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.