Quick Start Practice
Property & Casualty Exam Topics Covered
Select Your State for Property & Casualty Exam Prep
Choose your state for state-specific practice content
AL
Alabama
AK
Alaska
AZ
Arizona
AR
Arkansas
CA
California
CO
Colorado
CT
Connecticut
DE
Delaware
FL
Florida
GA
Georgia
HI
Hawaii
ID
Idaho
IL
Illinois
IN
Indiana
IA
Iowa
KS
Kansas
KY
Kentucky
LA
Louisiana
ME
Maine
MD
Maryland
MA
Massachusetts
MI
Michigan
MN
Minnesota
MS
Mississippi
MO
Missouri
MT
Montana
NE
Nebraska
NV
Nevada
NH
New Hampshire
NJ
New Jersey
NM
New Mexico
NY
New York
NC
North Carolina
ND
North Dakota
OH
Ohio
OK
Oklahoma
OR
Oregon
PA
Pennsylvania
RI
Rhode Island
SC
South Carolina
SD
South Dakota
TN
Tennessee
TX
Texas
UT
Utah
VT
Vermont
VA
Virginia
WA
Washington
WV
West Virginia
WI
Wisconsin
WY
Wyoming
DC
District of Columbia
How this free property and casualty practice exam works
Every property and casualty practice exam on this site is free - no account, no trial limits. It is the largest bank on the site: 384 original P&C questions built from the published exam outlines, spanning dwelling and homeowners policies, personal auto, commercial lines, general liability, workers compensation, and dedicated state-law modules with statute citations.
Real P&C licensing exams are the longest in insurance: scored portions range from 60 to 175 questions by state, with verified passing scores from 60% to 74%. Some states test Property and Casualty as separate exams while most offer a combined sitting - your state page lists exactly how your state structures it, per the official candidate handbook.
Mock exams here copy the exact scored-question count and clock of your state's real P&C exam, and state-specific sessions weight about 25% of the questions toward that state's insurance code - the same split real exams use. Start with a full mock to find your level, then drill weak topics in quiz mode.
Need another line? Free life insurance practice tests
Property and casualty practice exam FAQs
Is this property and casualty practice test free?
Yes - the full 384-question P&C bank, timed mock exams, and the questions-and-answers PDF are all free with no registration.
How many questions is the property and casualty exam?
Between 60 and 175 scored questions depending on your state, with verified time limits running from 75 minutes to about three and a half hours. Choose your state below for the exact verified count, time limit, and exam fee.
What score do I need to pass the P&C exam?
Verified cut scores range from 60% to 74% by state. Your practice results here are judged against your own state's official passing score, not a generic 70%.
Does this cover my state's insurance laws?
The bank includes the national core plus state-law modules with statute citations for selected states, and every state page lists that state's verified exam structure from its official candidate handbook.
Most-practiced P&C state exams
Property & Casualty questions reviewed by Rebecca Lawson and Robert Hayes — Property & Casualty, 11 years' experience, Phoenix, AZ; Property & Casualty and Personal Lines, 13 years' experience, Denver, CO. Meet the instructors.