Texas Property & Casualty Insurance Practice Exam Free - 2026
Texas licenses more new insurance producers than almost any state, all through the Texas Department of Insurance. Stand out by preparing properly: free mock exams, topic quizzes, and explanations on every question. Access 348+ free Property & Casualty questions with detailed explanations.
Exam quick facts. The Texas Property & Casualty exam: 145 questions (130 scored) in 150 minutes; passing score 70 (scaled); exam fee $49; administered by Pearson VUE; no prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source
How the Texas Property & Casualty exam compares
The Texas Property & Casualty exam is 145 questions, 150 minutes - combined Property & Casualty exam. The examination fee is $49.
Texas requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.
Property & Casualty questions reviewed by Rebecca Lawson and Robert Hayes — Property & Casualty, 11 years' experience, Phoenix, AZ; Property & Casualty and Personal Lines, 13 years' experience, Denver, CO.
Figures above are taken from Texas Insurance Licensing Candidate Handbook, October 2024 (#124400), Pearson VUE, with content outlines effective December 1, 2025 (#124401) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
The Texas Property & Casualty producer exam: general and state parts
Texas splits the Property & Casualty licensing exam into a general (national) part and a state-specific part on Texas law: General Lines - Property & Casualty, one combined exam: 100 scored + 10 pretest (P&C general knowledge) plus 30 scored + 5 pretest (Texas state-specific) = 130 scored + 15 pretest. Time limit: 150 minutes. Passing: 70 scaled score (0-100 scale). The general part is what the practice tests on this page drill - policy types, provisions and riders, underwriting, and federal rules - while the state part comes from Texas's own statutes and regulations, listed in the official content outline.
Candidates who pass the general part but fail the state part usually studied a national textbook and skipped their state's law chapter. Read the outline's state section, note every statute it cites, and confirm the details with the Texas Department of Insurance.
Choose Your Practice Mode
- Vendor: Pearson VUE
- Questions: General Lines - Property & Casualty, one combined exam: 100 scored + 10 pretest (P&C general knowledge) plus 30 scored + 5 pretest (Texas state-specific) = 130 scored + 15 pretest
- Time limit: 150 minutes
- Passing: 70 scaled score (0-100 scale)
- Exam fee: $49 (InsTC-PC06)
- Prelicensing: None. Texas has no prelicensing education hours requirement; the handbook's general license requirements list only age 18+, passing the exam, application with fee, and fingerprint receipt.
Verified July 2026 from the Texas Insurance Licensing Candidate Handbook, October 2024 (#124400), Pearson VUE, with content outlines effective December 1, 2025 (#124401). Always confirm with the current official candidate handbook.
Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.
Texas Property & Casualty Exam Topics
Free Texas Property & Casualty Practice Questions with Answers
12 sample questions from the 348-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Property & Casualty questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Texas
Prepare for multiple insurance licenses in Texas
Property & Casualty Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official Texas Insurance Resources
Important external links for Texas insurance licensing information
Texas Department of Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
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