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Yes! Our practice tests are 100% free with no registration required. You can take unlimited practice tests for Life, Health, and Property & Casualty insurance exams across all 50 US states.

How many questions are included in the practice tests?

We offer over 630 practice questions - 180 for Life, 180 for Health, and 270 for Property & Casualty - covering the major topics tested on insurance licensing exams, each with a detailed explanation.

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No account or registration is required. Simply choose your license type and state, then start practicing immediately. Your progress is saved locally in your browser.

Are the practice questions similar to the actual insurance exam?

Our questions are designed to mirror the format and difficulty of actual state insurance licensing exams. They cover the same topics and concepts tested on real exams.

Which states are covered by these practice tests?

We provide practice tests for all 50 US states plus the District of Columbia. Each state page includes exam information and links to that state's official insurance department.

Tail coverage, or an extended reporting period, is used to:

allow certain claims to be reported after a claims-made policy ends

extend property coverage to a new building automatically

guarantee every lawsuit is covered

Which occupation commonly has a professional liability exposure?

an accountant giving professional tax advice

a homeowner mowing a personal lawn

a policyholder naming a beneficiary

After a property loss, the insured is generally expected to:

give prompt notice to the insurer

repair everything without telling the insurer

increase the policy limit after the loss

A proof of loss is best described as:

a formal statement of the details and amount of a claimed loss

a producer’s advertising brochure

The duty to protect property from further damage after a covered loss is often called:

subrogation waiver automatically

Salvage in property insurance commonly refers to:

damaged property that has remaining value after a loss

a policyholder’s health deductible

a beneficiary settlement option

Why is documentation important after a property loss?

it helps support the amount, cause, and details of the claim

it replaces all policy conditions

it guarantees payment for excluded losses

it changes the deductible to zero

An adjuster’s main role in the claims process is to:

investigate, evaluate, and help resolve claims

sell only life insurance policies

guarantee every claim payment requested

A deductible is the amount that:

the insured usually pays or absorbs before insurance payment applies

the insurer always pays before any loss occurs

the producer receives as a commission

An endorsement is used to:

add to, remove, or change policy terms

replace the need for underwriting

A scheduled personal property endorsement is often used to:

provide specific coverage for valuable items such as jewelry or fine arts

insure a corporation’s professional advice only

replace auto liability coverage

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Rhode Island Property & Casualty Insurance Practice Exam Free - 2026

The Rhode Island Insurance Division licenses producers across the Ocean State. Practice in short free sessions with instant explanations - ideal preparation around work or classes. Access 270+ free Property & Casualty questions with detailed explanations.

270+ Questions

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Rhode Island Property & Casualty Exam Info

Vendor: Pearson VUE
Questions: No combined P&C producer exam. Property Producer: General 50+5 pretest plus RI-specific 26 scored + 6 pretest = 87 questions / 120 min. Casualty Producer: General 50+5 plus RI-specific 32 scored + 6 pretest = 93 questions / 120 min
Time limit: 120 minutes
Passing: 70 (scaled score)
Exam fee: $80 per exam
Prelicensing: None listed. Handbook licensure steps are exam + application only; DBR insurance-professionals pages list only continuing education requirements - no prelicensing education requirement found.

Verified July 2026 from the Rhode Island Department of Business Regulation Insurance Licensing Candidate Handbook (Pearson VUE #124000, rev 05/2026; outlines effective 5/28/2026). Always confirm with the current official candidate handbook.

Rhode Island Insurance Division

More Rhode Island Tests

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Rhode Island Property & Casualty Exam Topics

P&C Insurance Basics

Property Insurance

Liability Insurance

Auto Insurance

Homeowners Insurance

Commercial Insurance

Claims Process

Ethics & Regulations

Free Rhode Island Property & Casualty Practice Questions with Answers

12 sample questions from the 270-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Rhode Island

Prepare for multiple insurance licenses in Rhode Island

Life Insurance

Rhode Island Exam

Health Insurance

Rhode Island Exam

Property & Casualty Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.

Massachusetts

Connecticut

Official Rhode Island Insurance Resources

Important external links for Rhode Island insurance licensing information

Rhode Island Insurance Division

Official state regulator for insurance licensing, requirements, and exam information.

NAIC - National Association of Insurance Commissioners

The standard-setting and regulatory support organization for state insurance regulators.

Prometric Testing Services

Official testing provider for insurance licensing exams in many states.

PSI Services

Insurance licensing exam administration for select states.

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Rhode Island Property & Casualty Insurance Practice Exam Free - 2026

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Rhode Island Property & Casualty Exam Topics

Free Rhode Island Property & Casualty Practice Questions with Answers

Question 1: Tail coverage, or an extended reporting period, is used to:

Question 2: Which occupation commonly has a professional liability exposure?

Question 3: After a property loss, the insured is generally expected to:

Question 4: A proof of loss is best described as:

Question 5: The duty to protect property from further damage after a covered loss is often called:

Question 6: An insurer pays the insured for damage caused by a negligent third party and then seeks recovery from that party. This is an example of:

Question 7: Salvage in property insurance commonly refers to:

Question 8: Why is documentation important after a property loss?

Question 9: An adjuster’s main role in the claims process is to:

Question 10: A deductible is the amount that:

Question 11: An endorsement is used to:

Question 12: A scheduled personal property endorsement is often used to:

Frequently Asked Questions

How many questions are on the Rhode Island Property & Casualty exam?

Are these practice tests really free?

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What score do I need to pass the Rhode Island insurance exam?

Can I take the practice test on my phone?

Other Insurance Exams in Rhode Island

Property & Casualty Exams in Nearby States

Official Rhode Island Insurance Resources

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Property & Casualty practice tests by state