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West Virginia Property & Casualty Insurance Practice Exam Free - 2026

From Charleston to Morgantown, West Virginia candidates earn their licenses under the Offices of the Insurance Commissioner. Take a free baseline mock exam, see which topics need work, and drill them until your passing score is secure. Access 270+ free Property & Casualty questions with detailed explanations.

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West Virginia Property & Casualty Exam Info
  • Vendor: Pearson VUE
  • Questions: WV offers BOTH a combined Property and Casualty exam (150 questions, 210 min) AND separate Property (90 Q, 120 min) and Casualty (90 Q, 120 min) exams; numeric fields reflect the combined exam
  • Time limit: 210 minutes
  • Passing: 70% (scaled score of 70)
  • Exam fee: $84 per exam attempt
  • Prelicensing: 20 hours of approved pre-licensing instruction per line of authority (classroom, webinar, or self-study); certificate valid 120 days. Verified at https://www.wvinsurance.gov/Portals/0/pdf/webforms-licensing/apply_for_new_line_of_authority.pdf. P&C covers two lines (Property + Casualty). Paper certificate of completion must be presented at the test center.

Verified July 2026 from the West Virginia Insurance Candidate Handbook, March 2025 (Pearson VUE / WV Offices of the Insurance Commissioner). Always confirm with the current official candidate handbook.

West Virginia Offices of the Insurance Commissioner

Study Tip

Don't just aim to pass a practice test once - retake it until you score comfortably above your state's passing mark two or three times in a row. Read the explanation after every question, even the ones you get right, to lock in the rule before exam day.

West Virginia Property & Casualty Exam Topics

P&C Insurance Basics
Property Insurance
Liability Insurance
Auto Insurance
Homeowners Insurance
Commercial Insurance
Claims Process
Ethics & Regulations

Free West Virginia Property & Casualty Practice Questions with Answers

12 sample questions from the 270-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

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