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West Virginia Health Insurance Practice Exam Free - 2026

From Charleston to Morgantown, West Virginia candidates earn their licenses under the Offices of the Insurance Commissioner. Take a free baseline mock exam, see which topics need work, and drill them until your passing score is secure. Access 300+ free Health Insurance questions with detailed explanations.

Exam quick facts. The West Virginia Health Insurance exam: 90 questions in 120 minutes; passing score 70%; exam fee $84; administered by Pearson VUE; 20-hour prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

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How the West Virginia Health Insurance exam compares

The West Virginia Health exam is 90 questions, 120 minutes, a scaled passing score of 70. The examination fee is $84 per exam attempt.

West Virginia requires 20 hours of prelicensing education before you can take the exam.

Health Insurance questions reviewed by Jennifer Collins — Health & Accident, 9 years' experience, Columbus, OH.

Figures above are taken from West Virginia Insurance Candidate Handbook, March 2025 (Pearson VUE / WV Offices of the Insurance Commissioner) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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West Virginia Health Exam Info
  • Vendor: Pearson VUE
  • Questions: 90 questions total (WV Accident and Health or Sickness exam; scored/pretest split not published)
  • Time limit: 120 minutes
  • Passing: 70% (scaled score of 70)
  • Exam fee: $84 per exam attempt
  • Prelicensing: 20 hours of approved pre-licensing instruction per line of authority (classroom, webinar, or self-study); certificate valid 120 days. Verified at https://www.wvinsurance.gov/Portals/0/pdf/webforms-licensing/apply_for_new_line_of_authority.pdf. P&C covers two lines (Property + Casualty). Paper certificate of completion must be presented at the test center.

Verified July 2026 from the West Virginia Insurance Candidate Handbook, March 2025 (Pearson VUE / WV Offices of the Insurance Commissioner). Always confirm with the current official candidate handbook.

West Virginia Offices of the Insurance Commissioner

Study Tip

Don't just aim to pass a practice test once - retake it until you score comfortably above your state's passing mark two or three times in a row. Read the explanation after every question, even the ones you get right, to lock in the rule before exam day.

West Virginia Health Insurance Exam Topics

Affordable Care Act
Coordination & Other Concepts
Disability Income Insurance
Ethics & Regulations
Field Underwriting & Applications
General Principles & Contract Law
Group Health Insurance
Health Insurance Basics
HIPAA & Privacy
Managed Care (HMO/PPO/POS)
Medical Expense Insurance
Medicare & Medicaid
Medicare Supplement & Advantage
Policy Provisions
Prescription Drug Coverage
State Health Programs
Taxation of Health Insurance
Types of Health Policies
Underwriting & Risk
Uniform Policy Provisions
State Insurance Law

Free West Virginia Health Practice Questions with Answers

12 sample questions from the 300-question Health bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Health questions & answers PDF.

Frequently Asked Questions

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