Texas Life Insurance Practice Exam Free - 2026
Texas licenses more new insurance producers than almost any state, all through the Texas Department of Insurance. Stand out by preparing properly: free mock exams, topic quizzes, and explanations on every question. Access 240+ free Life Insurance questions with detailed explanations.
How the Texas Life Insurance exam compares
The Texas Life exam is 90 questions, 120 minutes. The examination fee is $39.
Texas requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from Texas Insurance Licensing Candidate Handbook, October 2024 (#124400), Pearson VUE, with content outlines effective December 1, 2025 (#124401) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
Choose Your Practice Mode
- Vendor: Pearson VUE
- Questions: Life Agent exam: 50 scored + 5 pretest (general knowledge) plus 30 scored + 5 pretest (Texas state-specific) = 80 scored + 10 pretest
- Time limit: 120 minutes
- Passing: 70 scaled score (0-100 scale set by TDI; not the number or percentage of questions answered correctly)
- Exam fee: $39 (InsTX-Life01)
- Prelicensing: None. Texas has no prelicensing education hours requirement; the handbook's general license requirements list only age 18+, passing the exam, application with fee, and fingerprint receipt.
Verified July 2026 from the Texas Insurance Licensing Candidate Handbook, October 2024 (#124400), Pearson VUE, with content outlines effective December 1, 2025 (#124401). Always confirm with the current official candidate handbook.
Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.
Texas Life Insurance Exam Topics
Free Texas Life Practice Questions with Answers
12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Texas
Prepare for multiple insurance licenses in Texas
Life Insurance Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official Texas Insurance Resources
Important external links for Texas insurance licensing information
Texas Department of Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
Ready to Start Practicing?
Choose a practice mode above and begin your free Texas Life Insurance exam preparation today.
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