New Jersey Life Insurance Practice Exam Free - 2026
New Jersey's Department of Banking and Insurance runs one of the more distinctive licensing systems - including separate Property and Casualty exams. Whatever line you're pursuing, practice free here first. Access 240+ free Life Insurance questions with detailed explanations.
How the New Jersey Life Insurance exam compares
The New Jersey Life exam is 83 questions, 210 minutes, a 70% cut score. The examination fee is $38.
New Jersey requires 20 hours of prelicensing education before you can take the exam.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from PSI New Jersey Insurance Producer Candidate Information Bulletin (specs verified in PSI NJ content outlines at proctor2.psionline.com/programs/NJINS/) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
Choose Your Practice Mode
- Vendor: PSI Services
- Questions: 83 scored items (plus 5-19 unscored experimental questions may be added)
- Time limit: 210 minutes
- Passing: 70% correct (minimum passing score)
- Exam fee: $38 examination fee
- Prelicensing: 20 hours per line (40 hours for both)
Verified July 2026 from the PSI New Jersey Insurance Producer Candidate Information Bulletin (specs verified in PSI NJ content outlines at proctor2.psionline.com/programs/NJINS/). Always confirm with the current official candidate handbook.
Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.
New Jersey Life Insurance Exam Topics
Free New Jersey Life Practice Questions with Answers
12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in New Jersey
Prepare for multiple insurance licenses in New Jersey
Life Insurance Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official New Jersey Insurance Resources
Important external links for New Jersey insurance licensing information
New Jersey Department of Banking and Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
Ready to Start Practicing?
Choose a practice mode above and begin your free New Jersey Life Insurance exam preparation today.
Learn more about exam preparation:
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