100% Free - No Registration Required

Arkansas Life Insurance Practice Exam Free - 2026

The Arkansas Insurance Department licenses every producer in the Natural State. Whether you're in Little Rock or Fayetteville, use these free practice questions with full explanations to walk into your exam prepared. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Arkansas Specific

How the Arkansas Life Insurance exam compares

The Arkansas Life exam is 110 questions, 150 minutes, a 70% cut score. The examination fee is $50.

Arkansas requires prelicensing training, but the handbook publishes no fixed hour count - the requirement is set with the state's approved providers, so confirm it before you enrol.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Arkansas Insurance Candidate Information Bulletin (PSI; also posted at insurance.arkansas.gov) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

Choose Your Practice Mode

Mock Exam
Simulate the real exam experience with timed questions
  • Timed test
  • 50-150 questions
  • No answer hints
Quiz Mode
Practice with immediate feedback on each question
  • Instant feedback
  • See explanations
  • Track progress
Review Mode
Study all questions with answers visible
  • All answers shown
  • Full explanations
  • Study at your pace
Arkansas Life Exam Info
  • Vendor: PSI
  • Questions: 100 scored + 10 pretest (General 70+5, 90 min; State 30+5, 60 min)
  • Time limit: 150 minutes
  • Passing: 70%
  • Exam fee: $50
  • Prelicensing: Prelicensing education course certificate required per line (Appendix 3A-3E) before testing; hour count not stated in the official bulletin

Verified July 2026 from the Arkansas Insurance Candidate Information Bulletin (PSI; also posted at insurance.arkansas.gov). Always confirm with the current official candidate handbook.

Arkansas Insurance Department

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Arkansas Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Arkansas Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Arkansas

Prepare for multiple insurance licenses in Arkansas

Life Insurance Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.