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New Hampshire Life Insurance Practice Exam Free - 2026

The New Hampshire Insurance Department licenses producers across the Granite State. Practice the national exam content free here, and review every explanation before test day. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
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New Hampshire Specific

How the New Hampshire Life Insurance exam compares

The New Hampshire Life exam is 100 questions, 120 minutes. The examination fee is $59.

New Hampshire requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from New Hampshire Insurance Department Licensing Examination Candidate Information Bulletin (PSI; vendor since 7/1/2025, linked from insurance.nh.gov) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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New Hampshire Life Exam Info
  • Vendor: PSI
  • Questions: 100 items (Series 12-61); 5-10 unscored experimental questions may be added
  • Time limit: 120 minutes
  • Passing: Not published by the state - your score report shows pass/fail
  • Exam fee: $59
  • Prelicensing: None required. NH Insurance Department producer licensing page: prelicensing courses are optional study tools; the Department does not require or approve prelicensing education.

Verified July 2026 from the New Hampshire Insurance Department Licensing Examination Candidate Information Bulletin (PSI; vendor since 7/1/2025, linked from insurance.nh.gov). Always confirm with the current official candidate handbook.

New Hampshire Insurance Department

Study Tip

Study the explanation, not the answer. The real exam words questions differently than any practice bank, so understanding why an answer is correct matters far more than memorizing which letter it was.

New Hampshire Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free New Hampshire Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

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