Alabama Life Insurance Practice Exam Free - 2026
From Birmingham to Mobile, every new Alabama producer starts the same way: passing the state licensing exam regulated by the Alabama Department of Insurance. Build your confidence here with unlimited free practice before exam day. Access 240+ free Life Insurance questions with detailed explanations.
How the Alabama Life Insurance exam compares
The Alabama Life exam is 125 questions, 150 minutes, a 70% cut score. The examination fee is $50.
Alabama is one of the very few states that does not use a national testing vendor: its insurance exams are administered by the University of Alabama.
It is one of the longer Life exams in the country; the typical Life exam runs about 96 questions.
Alabama requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from University of Alabama Insurance Testing (official state exam vendor page) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
Choose Your Practice Mode
- Vendor: University of Alabama (state-administered)
- Questions: 125 questions (pretest split not published)
- Time limit: 150 minutes
- Passing: 87 correct of 125 (~70%)
- Exam fee: $50
- Prelicensing: None - 'As of January 1, 2024, the state of Alabama is no longer requiring a prelicensing certificate.'
Verified July 2026 from the University of Alabama Insurance Testing (official state exam vendor page). Always confirm with the current official candidate handbook.
Don't just aim to pass a practice test once - retake it until you score comfortably above your state's passing mark two or three times in a row. Read the explanation after every question, even the ones you get right, to lock in the rule before exam day.
Alabama Life Insurance Exam Topics
Free Alabama Life Practice Questions with Answers
12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Alabama
Prepare for multiple insurance licenses in Alabama
Life Insurance Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official Alabama Insurance Resources
Important external links for Alabama insurance licensing information
Alabama Department of Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
Ready to Start Practicing?
Choose a practice mode above and begin your free Alabama Life Insurance exam preparation today.
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