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Vermont Life Insurance Practice Exam Free - 2026

The Vermont Department of Financial Regulation licenses producers across the Green Mountain State. These free practice tests cover the national exam content with an explanation for every question. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Vermont Specific

How the Vermont Life Insurance exam compares

The Vermont Life exam is 105 questions, 120 minutes. The examination fee is $73 per current registration form.

Testing is through Prometric, now the least common of the three national vendors - worth checking seat availability early.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Vermont Licensing Information Bulletin (Vermont DFR / Prometric), effective as of March 18, 2026 and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Vermont Life Exam Info
  • Vendor: Prometric
  • Questions: 100 scored questions plus 5 unscored items (Series 14-25 Producer's Life)
  • Time limit: 120 minutes
  • Passing: Passing score not published in the bulletin or exam content outline
  • Exam fee: $73 per current registration form (page 28 of bulletin effective 3/18/2026); an older form on page 29 of the same PDF still shows $52
  • Prelicensing: No prelicensing education requirement for producers - the official bulletin's licensing-requirements chart lists only passing the exam for Life, Accident & Health, and P&C producer lines (education/experience requirements apply only to adjusters, appraisers, and surplus lines brokers)

Verified July 2026 from the Vermont Licensing Information Bulletin (Vermont DFR / Prometric), effective as of March 18, 2026. Always confirm with the current official candidate handbook.

Vermont Department of Financial Regulation

Study Tip

Study the explanation, not the answer. The real exam words questions differently than any practice bank, so understanding why an answer is correct matters far more than memorizing which letter it was.

Vermont Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Vermont Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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