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Hawaii Life Insurance Practice Exam Free - 2026

Hawaii's insurance producers are licensed through the Hawaii Insurance Division. Whether you're on Oahu or the Big Island, practice the national exam content free here before booking your test date. Access 300+ free Life Insurance questions with detailed explanations.

Exam quick facts. The Hawaii Life Insurance exam: 96 questions in 120 minutes; passing score 70 (scaled); exam fee $75; administered by Pearson VUE; no prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

300+ Questions
Unlimited Practice
Hawaii Specific

How the Hawaii Life Insurance exam compares

The Hawaii Life exam is 96 questions, 120 minutes. The examination fee is $75.

Hawaii requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Hawaii Insurance Licensing Candidate Handbook (January 2026, #121200) + Content Outlines (#121201) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Hawaii Life Exam Info
  • Vendor: Pearson VUE
  • Questions: General 50 scored + 5 pretest (75 min); HI-specific 35 scored + 6 pretest (45 min)
  • Time limit: 120 minutes
  • Passing: scaled score 70
  • Exam fee: $75
  • Prelicensing: None - 'The Hawaii Insurance Division does not require a specific program of pre-licensing education'

Verified July 2026 from the Hawaii Insurance Licensing Candidate Handbook (January 2026, #121200) + Content Outlines (#121201). Always confirm with the current official candidate handbook.

Hawaii Insurance Division

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Hawaii Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Hawaii Life Practice Questions with Answers

12 sample questions from the 300-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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Other Insurance Exams in Hawaii

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