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Nebraska Life Insurance Practice Exam Free - 2026

Omaha is home to legendary insurance companies, and the Nebraska Department of Insurance licenses the producers who serve them. Take free practice exams here until you're ready for the real one. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Nebraska Specific

How the Nebraska Life Insurance exam compares

The Nebraska Life exam is 105 questions, 120 minutes, a 70% cut score. The examination fee is $43.

Nebraska requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Nebraska Insurance Licensing Examination Candidate Information Bulletin (PSI, 3/16/2026; also posted at doi.nebraska.gov) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Nebraska Life Exam Info
  • Vendor: PSI
  • Questions: 100 scored questions plus 5 unscored experimental items (Series 13-01)
  • Time limit: 120 minutes
  • Passing: 70% (70 correct of 100)
  • Exam fee: $43
  • Prelicensing: None required. Nebraska DOI 'Education for Licensees' page: the Department has no prelicensing study materials and candidates may use materials of their choosing; no mandated hours.

Verified July 2026 from the Nebraska Insurance Licensing Examination Candidate Information Bulletin (PSI, 3/16/2026; also posted at doi.nebraska.gov). Always confirm with the current official candidate handbook.

Nebraska Department of Insurance

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Nebraska Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Nebraska Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

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