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Washington Life Insurance Practice Exam Free - 2026

Seattle's economy makes Washington a strong market for new producers, licensed by the Office of the Insurance Commissioner. Run free mock exams until your score comfortably clears the passing mark. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Washington Specific

How the Washington Life Insurance exam compares

The Washington Life exam is 100 questions, 150 minutes, a 70% cut score. The examination fee is $38.

Washington requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (PSI Services LLC), last revised 3/6/2026 and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Washington Life Exam Info
  • Vendor: PSI
  • Questions: 100 questions; PSI may add 1-10 unscored experimental items (~10%) that count against exam time
  • Time limit: 150 minutes
  • Passing: 70% correct required to pass
  • Exam fee: $38
  • Prelicensing: None - WA OIC states 'Effective July 23, 2023, Washington will no longer require pre-licensing education to take your insurance exam' (insurance.wa.gov/producers-adjusters/education/first-time-license/producers-pre-licensing-education-ple); note the 3/6/2026 PSI bulletin still contains stale boilerplate saying pre-license education is required for full-line licenses - the OIC page is the controlling source

Verified July 2026 from the Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (PSI Services LLC), last revised 3/6/2026. Always confirm with the current official candidate handbook.

Washington Office of the Insurance Commissioner

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Washington Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Washington Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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