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Tennessee Life Insurance Practice Exam Free - 2026

Nashville's booming economy needs licensed producers, and the Tennessee Department of Commerce and Insurance sets the exam standard. Free unlimited practice with explanations gets you there. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
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Tennessee Specific

How the Tennessee Life Insurance exam compares

The Tennessee Life exam is 77 questions, 105 minutes. The examination fee is $55 per single-line exam.

Tennessee requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Tennessee Insurance Licensing Candidate Handbook, July 2025 (#124300, rev 10/2025), Pearson VUE and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Tennessee Life Exam Info
  • Vendor: Pearson VUE
  • Questions: 50 scored + 5 pretest (general knowledge) plus 18 scored + 4 pretest (TN state law) = 68 scored + 9 pretest
  • Time limit: 105 minutes
  • Passing: 70 scaled score (0-100 scale set by TN Dept. of Commerce & Insurance; not a raw percentage)
  • Exam fee: $55 per single-line exam (Life + Accident & Health combined booking $80)
  • Prelicensing: None. The official handbook's licensure process lists no prelicensing education step (only exam, fingerprint background check, application); TN eliminated its prelicensing education requirement effective March 2023.

Verified July 2026 from the Tennessee Insurance Licensing Candidate Handbook, July 2025 (#124300, rev 10/2025), Pearson VUE. Always confirm with the current official candidate handbook.

Tennessee Department of Commerce and Insurance

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Tennessee Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Tennessee Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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