West Virginia Life Insurance Practice Exam Free - 2026
From Charleston to Morgantown, West Virginia candidates earn their licenses under the Offices of the Insurance Commissioner. Take a free baseline mock exam, see which topics need work, and drill them until your passing score is secure. Access 240+ free Life Insurance questions with detailed explanations.
How the West Virginia Life Insurance exam compares
The West Virginia Life exam is 90 questions, 120 minutes, a scaled passing score of 70. The examination fee is $84 per exam attempt.
West Virginia requires 20 hours of prelicensing education before you can take the exam.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from West Virginia Insurance Candidate Handbook, March 2025 (Pearson VUE / WV Offices of the Insurance Commissioner) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
Choose Your Practice Mode
- Vendor: Pearson VUE
- Questions: 90 questions total (pretest questions are mixed in and unidentified; scored/pretest split not published in the handbook)
- Time limit: 120 minutes
- Passing: 70% (scaled score of 70)
- Exam fee: $84 per exam attempt
- Prelicensing: 20 hours of approved pre-licensing instruction per line of authority (classroom, webinar, or self-study); certificate valid 120 days. Verified at https://www.wvinsurance.gov/Portals/0/pdf/webforms-licensing/apply_for_new_line_of_authority.pdf. P&C covers two lines (Property + Casualty). Paper certificate of completion must be presented at the test center.
Verified July 2026 from the West Virginia Insurance Candidate Handbook, March 2025 (Pearson VUE / WV Offices of the Insurance Commissioner). Always confirm with the current official candidate handbook.
Don't just aim to pass a practice test once - retake it until you score comfortably above your state's passing mark two or three times in a row. Read the explanation after every question, even the ones you get right, to lock in the rule before exam day.
West Virginia Life Insurance Exam Topics
Free West Virginia Life Practice Questions with Answers
12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in West Virginia
Prepare for multiple insurance licenses in West Virginia
Life Insurance Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official West Virginia Insurance Resources
Important external links for West Virginia insurance licensing information
West Virginia Offices of the Insurance Commissioner
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
Ready to Start Practicing?
Choose a practice mode above and begin your free West Virginia Life Insurance exam preparation today.
Learn more about exam preparation:
Life practice tests by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming