100% Free - No Registration Required

Montana Life Insurance Practice Exam Free - 2026

The Montana Insurance Commissioner licenses producers across Big Sky Country. Wherever you are, these free practice tests with explanations prepare you for the computer-based licensing exam. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Montana Specific

How the Montana Life Insurance exam compares

The Montana Life exam is 96 questions, 120 minutes. The examination fee is $65 per exam.

Montana requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

Choose Your Practice Mode

Mock Exam
Simulate the real exam experience with timed questions
  • Timed test
  • 50-150 questions
  • No answer hints
Quiz Mode
Practice with immediate feedback on each question
  • Instant feedback
  • See explanations
  • Track progress
Review Mode
Study all questions with answers visible
  • All answers shown
  • Full explanations
  • Study at your pace
Montana Life Exam Info
  • Vendor: Pearson VUE
  • Questions: Two portions: General Life 50 scored + 5 pretest (1 hr 15 min) plus State Life 36 scored + 5 pretest (45 min)
  • Time limit: 120 minutes
  • Passing: 75 (scaled score)
  • Exam fee: $65 per exam
  • Prelicensing: None. Handbook resident licensing checklist and CSI (csimt.gov) licensing steps list only: pass exam, fingerprint, apply via NIPR - no prelicensing education requirement.

Verified July 2026 from the Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025). Always confirm with the current official candidate handbook.

Montana Insurance Commissioner

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Montana Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Montana Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Montana

Prepare for multiple insurance licenses in Montana

Life Insurance Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.