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Montana Health Insurance Practice Exam Free - 2026

The Montana Insurance Commissioner licenses producers across Big Sky Country. Wherever you are, these free practice tests with explanations prepare you for the computer-based licensing exam. Access 300+ free Health Insurance questions with detailed explanations.

Exam quick facts. The Montana Health Insurance exam: 102 questions in 135 minutes; passing score 75 (scaled); exam fee $65; administered by Pearson VUE; no prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

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Montana Specific

How the Montana Health Insurance exam compares

The Montana Health exam is 102 questions, 135 minutes. The examination fee is $65 per exam.

Montana requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Health Insurance questions reviewed by Jennifer Collins — Health & Accident, 9 years' experience, Columbus, OH.

Figures above are taken from Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

The Montana Health producer exam: general and state parts

Montana splits the Health Insurance licensing exam into a general (national) part and a state-specific part on Montana law: Montana licenses this line as 'Disability' (Accident & Health). General A&H 50 scored + 5 pretest (1 hr 15 min) plus State Disability 42 scored + 5 pretest (1 hr). Time limit: 135 minutes. Passing: 75 (scaled score). The general part is what the practice tests on this page drill - policy types, provisions and riders, underwriting, and federal rules - while the state part comes from Montana's own statutes and regulations, listed in the official content outline.

Candidates who pass the general part but fail the state part usually studied a national textbook and skipped their state's law chapter. Read the outline's state section, note every statute it cites, and confirm the details with the Montana Insurance Commissioner.

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Mock Exam
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Review Mode
Study all questions with answers visible
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Make Your Own Test
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  • Focus on just your weakest topics
  • 5-150 questions, timed or untimed
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Montana Health Exam Info
  • Vendor: Pearson VUE
  • Questions: Montana licenses this line as 'Disability' (Accident & Health). General A&H 50 scored + 5 pretest (1 hr 15 min) plus State Disability 42 scored + 5 pretest (1 hr)
  • Time limit: 135 minutes
  • Passing: 75 (scaled score)
  • Exam fee: $65 per exam
  • Prelicensing: None. Handbook resident licensing checklist and CSI (csimt.gov) licensing steps list only: pass exam, fingerprint, apply via NIPR - no prelicensing education requirement.

Verified July 2026 from the Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025). Always confirm with the current official candidate handbook.

Montana Insurance Commissioner

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Montana Health Insurance Exam Topics

Affordable Care Act
Coordination & Other Concepts
Disability Income Insurance
Ethics & Regulations
Field Underwriting & Applications
General Principles & Contract Law
Group Health Insurance
Health Insurance Basics
HIPAA & Privacy
Managed Care (HMO/PPO/POS)
Medical Expense Insurance
Medicare & Medicaid
Medicare Supplement & Advantage
Policy Provisions
Prescription Drug Coverage
State Health Programs
Taxation of Health Insurance
Types of Health Policies
Underwriting & Risk
Uniform Policy Provisions
State Insurance Law

Free Montana Health Practice Questions with Answers

12 sample questions from the 300-question Health bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Health questions & answers PDF.

Frequently Asked Questions

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