Montana Property & Casualty Insurance Practice Exam Free - 2026
The Montana Insurance Commissioner licenses producers across Big Sky Country. Wherever you are, these free practice tests with explanations prepare you for the computer-based licensing exam. Access 330+ free Property & Casualty questions with detailed explanations.
Exam quick facts. The Montana Property & Casualty exam: 92 questions in 120 minutes; passing score 75 (scaled); exam fee $65; administered by Pearson VUE; no prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source
How the Montana Property & Casualty exam compares
The Montana Property & Casualty exam is 92 questions, 120 minutes - separate Property and Casualty exams (figures reflect the Property exam). The examination fee is $65 per exam.
Montana splits the paper: 50 questions come from the national Property & Casualty content outline and 32 are on Montana law - roughly 39% of the exam that no national study guide covers.
It is shorter than the typical Property & Casualty exam of about 145 questions, so each item carries more weight.
Montana requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.
Mirrors the Property exam - Montana tests Property and Casualty separately.
Property & Casualty questions reviewed by Rebecca Lawson and Robert Hayes — Property & Casualty, 11 years' experience, Phoenix, AZ; Property & Casualty and Personal Lines, 13 years' experience, Denver, CO.
Figures above are taken from Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
The Montana Property & Casualty producer exam: general and state parts
Montana splits the Property & Casualty licensing exam into a general (national) part and a state-specific part on Montana law: Separate license lines. Property: General 50 scored + 5 pretest (1 hr 15 min) plus State 32 scored + 5 pretest (45 min) = 92 questions / 120 min. Casualty: General 50 + 5 pretest (1 hr 15 min) plus State 37 + 5 pretest (1 hr) = 97 questions / 135 min. Time limit: 120 minutes. Passing: 75 (scaled score). The general part is what the practice tests on this page drill - policy types, provisions and riders, underwriting, and federal rules - while the state part comes from Montana's own statutes and regulations, listed in the official content outline.
Candidates who pass the general part but fail the state part usually studied a national textbook and skipped their state's law chapter. Read the outline's state section, note every statute it cites, and confirm the details with the Montana Insurance Commissioner.
Choose Your Practice Mode
- Vendor: Pearson VUE
- Questions: Separate license lines. Property: General 50 scored + 5 pretest (1 hr 15 min) plus State 32 scored + 5 pretest (45 min) = 92 questions / 120 min. Casualty: General 50 + 5 pretest (1 hr 15 min) plus State 37 + 5 pretest (1 hr) = 97 questions / 135 min
- Time limit: 120 minutes
- Passing: 75 (scaled score)
- Exam fee: $65 per exam
- Prelicensing: None. Handbook resident licensing checklist and CSI (csimt.gov) licensing steps list only: pass exam, fingerprint, apply via NIPR - no prelicensing education requirement.
Verified July 2026 from the Montana Insurance Licensing Candidate Handbook (Pearson VUE #122700, rev 12/2025). Always confirm with the current official candidate handbook.
Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.
Montana Property & Casualty Exam Topics
Free Montana Property & Casualty Practice Questions with Answers
12 sample questions from the 330-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Property & Casualty questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Montana
Prepare for multiple insurance licenses in Montana
Property & Casualty Exams in Nearby States
Planning to get licensed in multiple states? Practice for neighboring state exams too.
Official Montana Insurance Resources
Important external links for Montana insurance licensing information
Montana Insurance Commissioner
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
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