Are these insurance exam practice tests really free?

Yes! Our practice tests are 100% free with no registration required. You can take unlimited practice tests for Life, Health, and Property & Casualty insurance exams across all 50 US states.

How many questions are included in the practice tests?

We offer over 630 practice questions - 180 for Life, 180 for Health, and 270 for Property & Casualty - covering the major topics tested on insurance licensing exams, each with a detailed explanation.

Do I need to create an account to use the practice tests?

No account or registration is required. Simply choose your license type and state, then start practicing immediately. Your progress is saved locally in your browser.

Are the practice questions similar to the actual insurance exam?

Our questions are designed to mirror the format and difficulty of actual state insurance licensing exams. They cover the same topics and concepts tested on real exams.

Which states are covered by these practice tests?

We provide practice tests for all 50 US states plus the District of Columbia. Each state page includes exam information and links to that state's official insurance department.

Inland marine insurance is often used to cover what type of property?

Movable property, property in transit, or specialized property exposures

A contractors equipment floater is commonly used to insure what?

Mobile tools and equipment used by a contractor

A homeowner's personal liability only

A restaurant's employee health benefits

A personal auto liability exposure

An accounts receivable coverage form is designed to help when what happens?

Covered records of amounts owed to the insured are damaged or destroyed

A customer sues for bodily injury

An employee needs dental insurance

A private passenger auto is stolen

A valuable papers and records form is intended to cover what?

The cost to research, replace, or restore important documents after covered loss

The insured's professional liability for bad advice

A private auto's collision damage

Workers compensation medical benefits

A transportation floater is most closely associated with which exposure?

Property while being transported

Homeowners medical payments only

Commercial crime insurance is commonly used to cover which exposure?

Employee theft or certain theft-related losses

Ordinary wear and tear to a building

Flood damage to a dwelling only

Employee theft coverage is designed to protect an employer from what?

Covered dishonest acts committed by employees

Injuries to employees at work only

A performance bond generally guarantees what?

A contractor will perform according to the contract

A homeowner will avoid all property losses

The appraisal condition in a property policy is generally used to resolve disputes about what?

Whether the insured is old enough for health insurance

The identity of a life insurance beneficiary

A workers compensation class code only

The liberalization condition generally provides what?

Automatic application of certain coverage broadening changes without additional premium for a specified period

Automatic cancellation after every claim

A larger deductible after renewal

A guaranteed profit for the insurer

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North Dakota Property & Casualty Insurance Practice Exam Free - 2026

The North Dakota Insurance Department licenses producers across the state. Use these free practice tests with explanations to master the exam content before you schedule. Access 270+ free Property & Casualty questions with detailed explanations.

270+ Questions

Unlimited Practice

North Dakota Specific

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Simulate the real exam experience with timed questions

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50-150 questions
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North Dakota Property & Casualty Exam Info

Vendor: PSI
Questions: No combined P&C exam. Property (Product and Laws): 110 items, 150 min, $64. Casualty (Product and Laws): 110 items, 150 min, $64 - same passing standard (70%, 77 correct)
Time limit: 150 minutes
Passing: 70% (77 correct of 110)
Exam fee: $64 per exam
Prelicensing: None listed. The bulletin's licensing requirements contain no prelicensing education requirement (only product-specific training for LTC - 8 hrs - and annuity sales, which apply after/for those products, not for exam eligibility).

Verified July 2026 from the North Dakota Insurance Department Candidate Information Bulletin (PSI, 12/27/2024, hosted by insurance.nd.gov). Always confirm with the current official candidate handbook.

North Dakota Insurance Department

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Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

North Dakota Property & Casualty Exam Topics

P&C Insurance Basics

Property Insurance

Liability Insurance

Auto Insurance

Homeowners Insurance

Commercial Insurance

Claims Process

Ethics & Regulations

Free North Dakota Property & Casualty Practice Questions with Answers

12 sample questions from the 270-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in North Dakota

Prepare for multiple insurance licenses in North Dakota

Life Insurance

North Dakota Exam

Health Insurance

North Dakota Exam

Property & Casualty Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.

Montana

South Dakota

Minnesota

Official North Dakota Insurance Resources

Important external links for North Dakota insurance licensing information

North Dakota Insurance Department

Official state regulator for insurance licensing, requirements, and exam information.

NAIC - National Association of Insurance Commissioners

The standard-setting and regulatory support organization for state insurance regulators.

Prometric Testing Services

Official testing provider for insurance licensing exams in many states.

PSI Services

Insurance licensing exam administration for select states.

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North Dakota Property & Casualty Insurance Practice Exam Free - 2026

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North Dakota Property & Casualty Exam Topics

Free North Dakota Property & Casualty Practice Questions with Answers

Question 1: Inland marine insurance is often used to cover what type of property?

Question 2: A contractors equipment floater is commonly used to insure what?

Question 3: An accounts receivable coverage form is designed to help when what happens?

Question 4: A valuable papers and records form is intended to cover what?

Question 5: A transportation floater is most closely associated with which exposure?

Question 6: Commercial crime insurance is commonly used to cover which exposure?

Question 7: Employee theft coverage is designed to protect an employer from what?

Question 8: A surety bond involves which three parties?

Question 9: A performance bond generally guarantees what?

Question 10: A fidelity bond is most closely related to which risk?

Question 11: The appraisal condition in a property policy is generally used to resolve disputes about what?

Question 12: The liberalization condition generally provides what?

Frequently Asked Questions

How many questions are on the North Dakota Property & Casualty exam?

Are these practice tests really free?

How accurate are these practice questions?

What score do I need to pass the North Dakota insurance exam?

Can I take the practice test on my phone?

Other Insurance Exams in North Dakota

Property & Casualty Exams in Nearby States

Official North Dakota Insurance Resources

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Property & Casualty practice tests by state