Are these insurance exam practice tests really free?

Yes! Our practice tests are 100% free with no registration required. You can take unlimited practice tests for Life, Health, and Property & Casualty insurance exams across all 50 US states.

How many questions are included in the practice tests?

We offer over 630 practice questions - 180 for Life, 180 for Health, and 270 for Property & Casualty - covering the major topics tested on insurance licensing exams, each with a detailed explanation.

Do I need to create an account to use the practice tests?

No account or registration is required. Simply choose your license type and state, then start practicing immediately. Your progress is saved locally in your browser.

Are the practice questions similar to the actual insurance exam?

Our questions are designed to mirror the format and difficulty of actual state insurance licensing exams. They cover the same topics and concepts tested on real exams.

Which states are covered by these practice tests?

We provide practice tests for all 50 US states plus the District of Columbia. Each state page includes exam information and links to that state's official insurance department.

A client alleges that an insurance agent failed to procure requested coverage. Which coverage may respond for the agent?

commercial property building coverage

personal auto comprehensive coverage

Many professional liability policies are written on which basis?

guaranteed lifetime benefit basis

personal auto split-limit basis only

Why is a retroactive date important in a claims-made professional liability policy?

claims from acts before that date may not be covered

it automatically doubles the policy limit

it sets the producer license expiration date

it removes all reporting requirements

Tail coverage, or an extended reporting period, is used to:

allow certain claims to be reported after a claims-made policy ends

extend property coverage to a new building automatically

guarantee every lawsuit is covered

Which occupation commonly has a professional liability exposure?

an accountant giving professional tax advice

a homeowner mowing a personal lawn

a policyholder naming a beneficiary

After a property loss, the insured is generally expected to:

give prompt notice to the insurer

repair everything without telling the insurer

increase the policy limit after the loss

A proof of loss is best described as:

a formal statement of the details and amount of a claimed loss

a producer’s advertising brochure

The duty to protect property from further damage after a covered loss is often called:

subrogation waiver automatically

Salvage in property insurance commonly refers to:

damaged property that has remaining value after a loss

a policyholder’s health deductible

a beneficiary settlement option

Why is documentation important after a property loss?

it helps support the amount, cause, and details of the claim

it replaces all policy conditions

it guarantees payment for excluded losses

it changes the deductible to zero

An adjuster’s main role in the claims process is to:

investigate, evaluate, and help resolve claims

sell only life insurance policies

guarantee every claim payment requested

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Louisiana Property & Casualty Insurance Practice Exam Free - 2026

Between hurricane risk and a one-of-a-kind legal system, Louisiana is a distinctive place to sell insurance. The Louisiana Department of Insurance licenses every producer - get exam-ready here at no cost. Access 270+ free Property & Casualty questions with detailed explanations.

270+ Questions

Unlimited Practice

Louisiana Specific

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50-150 questions
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Louisiana Property & Casualty Exam Info

Vendor: PSI
Questions: Property Series 104: 100 questions, 120 min, $36. Casualty Series 105: 100 questions, 120 min, $36. Combined Property & Casualty Series 106 also offered: 150 questions, 160 min, $58
Time limit: 120 minutes
Passing: 70% correct
Exam fee: $36 per single line; $58 combined
Prelicensing: None - CIB states 'There are no prelicensing requirements for all examinations except Public Adjuster and Bail Bond'

Verified July 2026 from the PSI Candidate Information Bulletin - Louisiana Department of Insurance (updated 1/1/2025) + PSI examination content outlines. Always confirm with the current official candidate handbook.

Louisiana Department of Insurance

More Louisiana Tests

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Louisiana Property & Casualty Exam Topics

P&C Insurance Basics

Property Insurance

Liability Insurance

Auto Insurance

Homeowners Insurance

Commercial Insurance

Claims Process

Ethics & Regulations

Free Louisiana Property & Casualty Practice Questions with Answers

12 sample questions from the 270-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Louisiana

Prepare for multiple insurance licenses in Louisiana

Life Insurance

Louisiana Exam

Health Insurance

Louisiana Exam

Property & Casualty Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.

Arkansas

Mississippi

Texas

Official Louisiana Insurance Resources

Important external links for Louisiana insurance licensing information

Louisiana Department of Insurance

Official state regulator for insurance licensing, requirements, and exam information.

NAIC - National Association of Insurance Commissioners

The standard-setting and regulatory support organization for state insurance regulators.

Prometric Testing Services

Official testing provider for insurance licensing exams in many states.

PSI Services

Insurance licensing exam administration for select states.

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How to Pass Your Insurance Exam Free Q&A PDFs All Articles

Louisiana Property & Casualty Insurance Practice Exam Free - 2026

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Louisiana Property & Casualty Exam Topics

Free Louisiana Property & Casualty Practice Questions with Answers

Question 1: A client alleges that an insurance agent failed to procure requested coverage. Which coverage may respond for the agent?

Question 2: Many professional liability policies are written on which basis?

Question 3: Why is a retroactive date important in a claims-made professional liability policy?

Question 4: Tail coverage, or an extended reporting period, is used to:

Question 5: Which occupation commonly has a professional liability exposure?

Question 6: After a property loss, the insured is generally expected to:

Question 7: A proof of loss is best described as:

Question 8: The duty to protect property from further damage after a covered loss is often called:

Question 9: An insurer pays the insured for damage caused by a negligent third party and then seeks recovery from that party. This is an example of:

Question 10: Salvage in property insurance commonly refers to:

Question 11: Why is documentation important after a property loss?

Question 12: An adjuster’s main role in the claims process is to:

Frequently Asked Questions

How many questions are on the Louisiana Property & Casualty exam?

Are these practice tests really free?

How accurate are these practice questions?

What score do I need to pass the Louisiana insurance exam?

Can I take the practice test on my phone?

Other Insurance Exams in Louisiana

Property & Casualty Exams in Nearby States

Official Louisiana Insurance Resources

Ready to Start Practicing?

Property & Casualty practice tests by state