Are these insurance exam practice tests really free?

Yes! Our practice tests are 100% free with no registration required. You can take unlimited practice tests for Life, Health, and Property & Casualty insurance exams across all 50 US states and DC.

How many questions are included in the practice tests?

We offer over 1300 practice questions - 401 for Life, 400 for Health, and 534 for Property & Casualty - covering the major topics tested on insurance licensing exams, each with a detailed explanation.

Do I need to create an account to use the practice tests?

No account or registration is required. Simply choose your license type and state, then start practicing immediately. Your progress is saved locally in your browser.

Are the practice questions similar to the actual insurance exam?

Our questions are designed to mirror the format and difficulty of actual state insurance licensing exams. They cover the same topics and concepts tested on real exams.

Which states are covered by these practice tests?

We provide practice tests for all 50 US states plus the District of Columbia. Each state page includes exam information and links to that state's official insurance department.

Is there a free insurance license practice test for my state?

Yes. Every state page offers a free insurance license practice test in three modes - a timed mock exam that mirrors your state's real question count and time limit, an instant-feedback quiz, and review mode - for Life, Health, and Property & Casualty. No account is needed.

Do you have a life and health insurance practice exam?

Yes. The life and health exam page covers the states that test both lines in one sitting (Texas, Ohio, Georgia, Florida and New York) with verified exam facts, and links to both practice banks so you can prepare for the combined exam.

What is the purpose of 'rental reimbursement' coverage?

Paying for a rental car while your vehicle is being repaired after a covered loss

Paying for damage you cause to a rental car while driving it on vacation

Paying the balance owed on a lease when a rented vehicle is declared a total loss

Paying for towing and roadside labor when your vehicle breaks down away from home

What is 'towing and labor' coverage?

Coverage for towing costs and minor roadside labor like flat tire changes

Coverage for mechanical repairs performed at a shop after the vehicle breaks down

Coverage for a rental vehicle while the insured's car is out of service

Liability coverage for a tow truck operator who damages a customer's vehicle

What is 'blanket coverage' in property insurance?

A single coverage amount applying to multiple properties or items

A separate coverage amount stated for each building or item on the schedule

Coverage written on an open-perils basis for all property at one location

A coverage amount that rises automatically each year to keep pace with inflation

What is 'valued policy' law?

State laws requiring insurers to pay the full policy limit for total losses

State laws requiring insurers to pay actual cash value regardless of the policy limit

State laws requiring insureds to carry coverage equal to a percentage of property value

State laws requiring insurers to reappraise insured property each time a policy renews

What is 'extra expense' coverage?

Coverage for additional costs to continue operations after a covered loss

Coverage for the net income a business loses while its premises are being restored

Coverage for costs that exceed the policy limit on a large property loss

Coverage for additional costs of rebuilding to meet current building codes

What is 'builders risk' insurance?

Coverage for buildings under construction against physical damage

Coverage for bodily injury claims arising from a contractor's ongoing work

A bond guaranteeing the contractor will finish the job according to contract

Coverage for a contractor's tools and equipment while at the job site

What is 'inland marine' insurance?

Coverage for property in transit or at fixed locations not covered by standard property policies

Coverage for ocean-going vessels, their cargo, and the freight charges earned on each voyage

Liability coverage for boats and personal watercraft operated on inland lakes and rivers

Coverage for a business's building and permanently installed fixtures at a single named location

What is 'errors and omissions' (E&O) insurance?

Professional liability coverage for mistakes or failures in professional services

General liability coverage for bodily injury occurring on a professional's premises

Coverage for a company's directors and officers against claims of mismanagement

Fidelity coverage for losses caused by the dishonest acts of a professional's employees

What is 'directors and officers' (D&O) liability insurance?

Coverage for corporate leaders against claims of wrongful acts in their management capacity

Coverage for employers against claims of discrimination or harassment brought by employees

Coverage for benefit plan fiduciaries against claims of mismanaging plan assets under ERISA

Coverage for the corporation against claims of bodily injury caused by its products

What is 'employment practices liability' (EPLI) insurance?

Coverage for claims by employees alleging discrimination, harassment, or wrongful termination

Coverage for claims by employees alleging a work-related injury or illness arising out of their employment

Coverage for claims by shareholders alleging mismanagement by the company's officers

Coverage for claims by employees alleging that their retirement plan was mishandled

What is 'fiduciary liability' insurance?

Coverage for those managing employee benefit plans against claims of mismanagement

What is 'cyber liability' insurance?

Coverage for data breaches, cyber attacks, and related liability exposures

Coverage for physical damage to computer hardware from fire, theft, or power surge

Coverage for a technology firm's negligent errors in the software it designs for clients

Coverage for the theft of money and securities by a dishonest employee of the insured

100% Free - No Registration Required

Connecticut Property & Casualty Insurance Practice Exam Free - 2026

Hartford is nicknamed the insurance capital of the world, and Connecticut sets a high bar for its producers through the Connecticut Insurance Department. Practice free until you're consistently scoring above the passing mark. Access 390+ free Property & Casualty questions with detailed explanations.

Exam quick facts. The Connecticut Property & Casualty exam: 145 questions in 150 minutes; passing score 70%; exam fee $105; administered by Pearson VUE; 20-hour prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

390+ Questions

Unlimited Practice

Connecticut Specific

How the Connecticut Property & Casualty exam compares

The Connecticut Property & Casualty exam is 145 questions, 150 minutes, a 70% cut score - combined Property & Casualty exam. The examination fee is $105.

Connecticut requires 20 hours of prelicensing education before you can take the exam.

Property & Casualty questions reviewed by Rebecca Lawson and Robert Hayes — Property & Casualty, 11 years' experience, Phoenix, AZ; Property & Casualty and Personal Lines, 13 years' experience, Denver, CO. Last updated July 29, 2026

Figures above are taken from Connecticut Insurance Candidate Handbook (March 2026, #120700) + Content Outlines (#120701) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

Choose Your Practice Mode

Mock Exam

Simulate the real exam experience with timed questions

Timed test
50-150 questions
No answer hints

Quiz Mode

Practice with immediate feedback on each question

Instant feedback
See explanations
Track progress

Review Mode

Study all questions with answers visible

All answers shown
Full explanations
Study at your pace

Make Your Own Test

Pick your topics and question count to drill exactly what you need

Focus on just your weakest topics
5-150 questions, timed or untimed
Keeps your Connecticut selection

Connecticut Property & Casualty Exam Info

Vendor: Pearson VUE
Questions: Combined P&C Producer: General 100 scored + 10 pretest; CT-specific 30 scored + 5 pretest = 145 q, 150 min, $105. Separate Property (80 q) and Casualty (80 q) exams also offered, 120 min / $65 each
Time limit: 150 minutes
Passing: 70%
Exam fee: $105
Prelicensing: 20 hours per single line (Life; A&H; Property; Casualty; Personal Lines); 40 hours for combined Life/A&H or Property/Casualty

Verified July 2026 from the Connecticut Insurance Candidate Handbook (March 2026, #120700) + Content Outlines (#120701). Always confirm with the current official candidate handbook.

Connecticut Insurance Department

More Connecticut Tests

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Connecticut Property & Casualty Exam Topics

Advanced Scenarios

Auto Insurance

Businessowners Policy (BOP)

CGL Exclusions

Claims Process

Commercial Auto

Commercial General Liability

Commercial Insurance

Crime Coverage

Dwelling Policy (DP Forms)

Emerging & Mandated Coverages

Endorsements

Environmental Liability

Equipment Breakdown

Ethics & Regulations

Farm & Ranch Coverage

Flood Insurance (NFIP)

General Principles & Contract Law

Homeowners Exclusions

Homeowners Insurance

Inland & Ocean Marine

Insurance Fundamentals

Liability Insurance

Liability Limits

Mixed Scenarios

P&C Insurance Basics

Policy Conditions

Policy Provisions & Conditions

Professional Liability

Property Exclusions

Property Insurance

Property Valuation

Residual & Surplus Lines Markets

Surety & Fidelity Bonds

Valuation, Coinsurance & Limits

Workers Compensation

State Insurance Law

Free Connecticut Property & Casualty Practice Questions with Answers

12 sample questions from the 390-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Connecticut

Prepare for multiple insurance licenses in Connecticut

Life Insurance

Connecticut Exam

Health Insurance

Connecticut Exam

Property & Casualty Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.

New York

Massachusetts

Rhode Island

Official Connecticut Insurance Resources

Important external links for Connecticut insurance licensing information

Connecticut Insurance Department

Official state regulator for insurance licensing, requirements, and exam information.

NAIC - National Association of Insurance Commissioners

The standard-setting and regulatory support organization for state insurance regulators.

Prometric Testing Services

Official testing provider for insurance licensing exams in many states.

PSI Services

Insurance licensing exam administration for select states.

Ready to Start Practicing?

Choose a practice mode above and begin your free Connecticut Property & Casualty exam preparation today.

Learn more about exam preparation:

How to Pass Your Insurance Exam Free Q&A PDFs All Articles

Connecticut Property & Casualty Insurance Practice Exam Free - 2026

How the Connecticut Property & Casualty exam compares

Choose Your Practice Mode

Connecticut Property & Casualty Exam Topics

Free Connecticut Property & Casualty Practice Questions with Answers

Question 1: What is the purpose of 'rental reimbursement' coverage?

Question 2: What is 'towing and labor' coverage?

Question 3: What is 'blanket coverage' in property insurance?

Question 4: What is 'valued policy' law?

Question 5: What is 'extra expense' coverage?

Question 6: What is 'builders risk' insurance?

Question 7: What is 'inland marine' insurance?

Question 8: What is 'errors and omissions' (E&O) insurance?

Question 9: What is 'directors and officers' (D&O) liability insurance?

Question 10: What is 'employment practices liability' (EPLI) insurance?

Question 11: What is 'fiduciary liability' insurance?

Question 12: What is 'cyber liability' insurance?

Frequently Asked Questions

How many questions are on the Connecticut Property & Casualty exam?

Are these practice tests really free?

How accurate are these practice questions?

What score do I need to pass the Connecticut insurance exam?

Can I take the practice test on my phone?

Other Insurance Exams in Connecticut

Property & Casualty Exams in Nearby States

Official Connecticut Insurance Resources

Ready to Start Practicing?

Property & Casualty practice tests by state