Are these insurance exam practice tests really free?

Yes! Our practice tests are 100% free with no registration required. You can take unlimited practice tests for Life, Health, and Property & Casualty insurance exams across all 50 US states and DC.

How many questions are included in the practice tests?

We offer over 900 practice questions - 276 for Life, 280 for Health, and 384 for Property & Casualty - covering the major topics tested on insurance licensing exams, each with a detailed explanation.

Do I need to create an account to use the practice tests?

No account or registration is required. Simply choose your license type and state, then start practicing immediately. Your progress is saved locally in your browser.

Are the practice questions similar to the actual insurance exam?

Our questions are designed to mirror the format and difficulty of actual state insurance licensing exams. They cover the same topics and concepts tested on real exams.

Which states are covered by these practice tests?

We provide practice tests for all 50 US states plus the District of Columbia. Each state page includes exam information and links to that state's official insurance department.

Is there a free insurance license practice test for my state?

Yes. Every state page offers a free insurance license practice test in three modes - a timed mock exam that mirrors your state's real question count and time limit, an instant-feedback quiz, and review mode - for Life, Health, and Property & Casualty. No account is needed.

Do you have a life and health insurance practice exam?

Yes. The life and health exam page covers the states that test both lines in one sitting (Texas, Ohio, Georgia, Florida and New York) with verified exam facts, and links to both practice banks so you can prepare for the combined exam.

What is an HO-6 policy?

A policy for manufactured homes

What is a 'Business Owners Policy' (BOP)?

A package policy combining property and liability coverage for small businesses

A liability policy covering claims against a business's directors and officers

A policy that insures the personal assets of a sole proprietor against business creditors

A monoline policy providing commercial property coverage alone for a small business

What is 'business interruption' insurance?

Coverage for lost income and expenses when business operations are suspended

Coverage for the cost to repair damaged buildings and equipment after a fire

Coverage for lost income when a business closes due to poor sales or bankruptcy

Coverage for wages owed to employees who are laid off after the business closes

What is 'general liability' insurance for businesses?

Coverage protecting against third-party claims of bodily injury or property damage

Coverage protecting against claims of professional errors and omissions

Coverage protecting against injuries suffered by the business's own employees

Coverage protecting the business's own buildings and contents against damage

What is 'professional liability' insurance?

Coverage for claims arising from professional errors, omissions, or negligence

Coverage for bodily injury or property damage occurring at the professional's office

Coverage for a professional's own injuries suffered while on the job

Coverage for the loss of a professional's license or certification

What is 'workers compensation' insurance?

Coverage for employees injured on the job, regardless of fault

Coverage for employees injured on the job when the employer is proven negligent

Coverage for employers sued by employees for wrongful termination

Coverage for lost wages when an employee is laid off or furloughed

Is workers compensation insurance required?

Yes, it's mandatory in most states for employers with employees

No, it's optional in every state unless the employer elects coverage

Yes, it's required in every state for employers with 50 or more employees

Yes, it's required by federal law for every employer nationwide

What is the insured's first duty after a loss?

Promptly notify the insurance company of the loss

File a sworn proof of loss before any other action

Obtain repair estimates from at least two contractors

Begin permanent repairs to restore the property

What is a 'proof of loss'?

A formal sworn statement from the insured documenting the loss

A report prepared by the adjuster estimating the amount of damage

A written notice from the insurer acknowledging that a claim was filed

A police or fire department report confirming the loss occurred

What is the purpose of a claims adjuster?

To investigate claims and determine the amount the insurer should pay

To adjust premiums and coverage limits at each policy renewal

To decide whether an applicant meets the insurer's underwriting standards

To approve or deny claims on behalf of the state insurance department

What is 'salvage' in property claims?

Damaged property the insurer takes over after paying a loss, which it may sell to reduce the net cost

Damaged property the insured is required to keep and repair at their own expense after a partial claim payment

The insurer's right to recover its claim payment from the third party who caused the loss

The amount by which a claim payment is reduced for depreciation on damaged property

What is 'subrogation' in property and casualty insurance?

The insurer's right to pursue recovery from the party responsible for the loss

The insured's right to sue the insurer for an unreasonable claim denial

The insurer's right to take over damaged property after paying a total loss

The insurer's right to cancel the policy after paying a large claim

100% Free - No Registration Required

Nevada Property & Casualty Insurance Practice Exam Free - 2026

Las Vegas and Reno anchor one of the fastest-growing insurance markets in the West, regulated by the Nevada Division of Insurance. Free unlimited practice gets you to your license faster. Access 330+ free Property & Casualty questions with detailed explanations.

Exam quick facts. The Nevada Property & Casualty exam: 154 questions in 215 minutes; passing score 70 (scaled); exam fee $47; administered by Pearson VUE; no prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

330+ Questions

Unlimited Practice

Nevada Specific

How the Nevada Property & Casualty exam compares

The Nevada Property & Casualty exam is 154 questions, 215 minutes - combined Property & Casualty exam. The examination fee is $47 combined.

Nevada requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Property & Casualty questions reviewed by Rebecca Lawson and Robert Hayes — Property & Casualty, 11 years' experience, Phoenix, AZ; Property & Casualty and Personal Lines, 13 years' experience, Denver, CO. Last updated July 29, 2026

Figures above are taken from Nevada Insurance Licensing Candidate Handbook (Pearson VUE #122900, 10/2024) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

Choose Your Practice Mode

Mock Exam

Simulate the real exam experience with timed questions

Timed test
50-150 questions
No answer hints

Quiz Mode

Practice with immediate feedback on each question

Instant feedback
See explanations
Track progress

Review Mode

Study all questions with answers visible

All answers shown
Full explanations
Study at your pace

Make Your Own Test

Pick your topics and question count to drill exactly what you need

Focus on just your weakest topics
5-150 questions, timed or untimed
Keeps your Nevada selection

Nevada Property & Casualty Exam Info

Vendor: Pearson VUE
Questions: NV Property and Casualty combined: Property general 50+5, Casualty general 50+5, NV-specific 44+5 = 154 questions in 3 hr 35 min. Separate exams also offered: Property 92 questions/120 min/$37; Casualty 99 questions/135 min/$37
Time limit: 215 minutes
Passing: 70 (scaled score)
Exam fee: $47 combined; $37 single-line
Prelicensing: None. Nevada Division of Insurance producer page: 'prelicensing education is not required' (optional courses available).

Verified July 2026 from the Nevada Insurance Licensing Candidate Handbook (Pearson VUE #122900, 10/2024). Always confirm with the current official candidate handbook.

Nevada Division of Insurance

More Nevada Tests

Study Tip

Don't just aim to pass a practice test once - retake it until you score comfortably above your state's passing mark two or three times in a row. Read the explanation after every question, even the ones you get right, to lock in the rule before exam day.

Nevada Property & Casualty Exam Topics

Advanced Scenarios

Auto Insurance

Businessowners Policy (BOP)

CGL Exclusions

Claims Process

Commercial Auto

Commercial General Liability

Commercial Insurance

Crime Coverage

Dwelling Policy (DP Forms)

Emerging & Mandated Coverages

Endorsements

Environmental Liability

Equipment Breakdown

Ethics & Regulations

Farm & Ranch Coverage

Flood Insurance (NFIP)

General Principles & Contract Law

Homeowners Exclusions

Homeowners Insurance

Inland & Ocean Marine

Insurance Fundamentals

Liability Insurance

Liability Limits

Mixed Scenarios

P&C Insurance Basics

Policy Conditions

Policy Provisions & Conditions

Professional Liability

Property Exclusions

Property Insurance

Property Valuation

Residual & Surplus Lines Markets

Surety & Fidelity Bonds

Valuation, Coinsurance & Limits

Workers Compensation

State Insurance Law

Free Nevada Property & Casualty Practice Questions with Answers

12 sample questions from the 330-question Property & Casualty bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Property & Casualty questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Nevada

Prepare for multiple insurance licenses in Nevada

Life Insurance

Nevada Exam

Health Insurance

Nevada Exam

Property & Casualty Exams in Nearby States

Planning to get licensed in multiple states? Practice for neighboring state exams too.

Official Nevada Insurance Resources

Important external links for Nevada insurance licensing information

Nevada Division of Insurance

Official state regulator for insurance licensing, requirements, and exam information.

NAIC - National Association of Insurance Commissioners

The standard-setting and regulatory support organization for state insurance regulators.

Prometric Testing Services

Official testing provider for insurance licensing exams in many states.

PSI Services

Insurance licensing exam administration for select states.

Ready to Start Practicing?

Choose a practice mode above and begin your free Nevada Property & Casualty exam preparation today.

Learn more about exam preparation:

How to Pass Your Insurance Exam Free Q&A PDFs All Articles

Nevada Property & Casualty Insurance Practice Exam Free - 2026

How the Nevada Property & Casualty exam compares

Choose Your Practice Mode

Nevada Property & Casualty Exam Topics

Free Nevada Property & Casualty Practice Questions with Answers

Question 1: What is an HO-6 policy?

Question 2: What is a 'Business Owners Policy' (BOP)?

Question 3: What is 'business interruption' insurance?

Question 4: What is 'general liability' insurance for businesses?

Question 5: What is 'professional liability' insurance?

Question 6: What is 'workers compensation' insurance?

Question 7: Is workers compensation insurance required?

Question 8: What is the insured's first duty after a loss?

Question 9: What is a 'proof of loss'?

Question 10: What is the purpose of a claims adjuster?

Question 11: What is 'salvage' in property claims?

Question 12: What is 'subrogation' in property and casualty insurance?

Frequently Asked Questions

How many questions are on the Nevada Property & Casualty exam?

Are these practice tests really free?

How accurate are these practice questions?

What score do I need to pass the Nevada insurance exam?

Can I take the practice test on my phone?

Other Insurance Exams in Nevada

Property & Casualty Exams in Nearby States

Official Nevada Insurance Resources

Ready to Start Practicing?

Property & Casualty practice tests by state