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Arkansas Health Insurance Practice Exam Free - 2026

The Arkansas Insurance Department licenses every producer in the Natural State. Whether you're in Little Rock or Fayetteville, use these free practice questions with full explanations to walk into your exam prepared. Access 240+ free Health Insurance questions with detailed explanations.

Exam quick facts. The Arkansas Health Insurance exam: 110 questions (100 scored) in 150 minutes; passing score 70%; exam fee $50; administered by PSI; prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

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How the Arkansas Health Insurance exam compares

The Arkansas Health exam is 110 questions, 150 minutes, a 70% cut score. The examination fee is $50.

Arkansas requires prelicensing training, but the handbook publishes no fixed hour count - the requirement is set with the state's approved providers, so confirm it before you enrol.

Health Insurance questions reviewed by Jennifer Collins — Health & Accident, 9 years' experience, Columbus, OH.

Figures above are taken from Arkansas Insurance Candidate Information Bulletin (PSI; also posted at insurance.arkansas.gov) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

The Arkansas Health producer exam: general and state parts

Arkansas splits the Health Insurance licensing exam into a general (national) part and a state-specific part on Arkansas law: 100 scored + 10 pretest (General 70+5, 90 min; State 30+5, 60 min). Time limit: 150 minutes. Passing: 70%. The general part is what the practice tests on this page drill - policy types, provisions and riders, underwriting, and federal rules - while the state part comes from Arkansas's own statutes and regulations, listed in the official content outline.

Candidates who pass the general part but fail the state part usually studied a national textbook and skipped their state's law chapter. Read the outline's state section, note every statute it cites, and confirm the details with the Arkansas Insurance Department.

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Arkansas Health Exam Info
  • Vendor: PSI
  • Questions: 100 scored + 10 pretest (General 70+5, 90 min; State 30+5, 60 min)
  • Time limit: 150 minutes
  • Passing: 70%
  • Exam fee: $50
  • Prelicensing: Prelicensing education course certificate required per line (Appendix 3A-3E) before testing; hour count not stated in the official bulletin

Verified July 2026 from the Arkansas Insurance Candidate Information Bulletin (PSI; also posted at insurance.arkansas.gov). Always confirm with the current official candidate handbook.

Arkansas Insurance Department

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Arkansas Health Insurance Exam Topics

Affordable Care Act
Coordination & Other Concepts
Disability Income Insurance
Ethics & Regulations
Field Underwriting & Applications
General Principles & Contract Law
Group Health Insurance
Health Insurance Basics
HIPAA & Privacy
Managed Care (HMO/PPO/POS)
Medical Expense Insurance
Medicare & Medicaid
Medicare Supplement & Advantage
Policy Provisions
Prescription Drug Coverage
State Health Programs
Taxation of Health Insurance
Types of Health Policies
Underwriting & Risk
Uniform Policy Provisions
State Insurance Law

Free Arkansas Health Practice Questions with Answers

12 sample questions from the 240-question Health bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Health questions & answers PDF.

Frequently Asked Questions

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