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Oregon Health Insurance Practice Exam Free - 2026

The Oregon Division of Financial Regulation oversees producer licensing statewide. Practice the national exam content free here - no registration, unlimited attempts, every answer explained. Access 240+ free Health Insurance questions with detailed explanations.

Exam quick facts. The Oregon Health Insurance exam: 100 questions in 120 minutes; passing score 70%; exam fee $45; administered by PSI; 20-hour prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source

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How the Oregon Health Insurance exam compares

The Oregon Health exam is 100 questions, 120 minutes, a 70% cut score. The examination fee is $45.

Oregon requires 20 hours of prelicensing education before you can take the exam.

Health Insurance questions reviewed by Jennifer Collins — Health & Accident, 9 years' experience, Columbus, OH.

Figures above are taken from PSI State of Oregon Candidate Information Bulletin (hosted by Oregon Division of Financial Regulation) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Oregon Health Exam Info
  • Vendor: PSI
  • Questions: Health (Includes Law), Series 12-02: 100 questions; 5-10 unscored experimental questions may be added
  • Time limit: 120 minutes
  • Passing: 70% correct to pass
  • Exam fee: $45
  • Prelicensing: Required: 20 hours per line - Life 20, Health 20, Property 20, Casualty 20 (waivers for CLU applying for Life/Health and CPCU applying for P&C).

Verified July 2026 from the PSI State of Oregon Candidate Information Bulletin (hosted by Oregon Division of Financial Regulation). Always confirm with the current official candidate handbook.

Oregon Division of Financial Regulation

Study Tip

Study the explanation, not the answer. The real exam words questions differently than any practice bank, so understanding why an answer is correct matters far more than memorizing which letter it was.

Oregon Health Insurance Exam Topics

Affordable Care Act
Coordination & Other Concepts
Disability Income Insurance
Ethics & Regulations
Field Underwriting & Applications
General Principles & Contract Law
Group Health Insurance
Health Insurance Basics
HIPAA & Privacy
Managed Care (HMO/PPO/POS)
Medical Expense Insurance
Medicare & Medicaid
Medicare Supplement & Advantage
Policy Provisions
Prescription Drug Coverage
State Health Programs
Taxation of Health Insurance
Types of Health Policies
Underwriting & Risk
Uniform Policy Provisions
State Insurance Law

Free Oregon Health Practice Questions with Answers

12 sample questions from the 240-question Health bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Health questions & answers PDF.

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