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Delaware Life Insurance Practice Exam Free - 2026

Delaware may be small, but its licensing exam covers the same national content majors face anywhere - plus rules from the Delaware Department of Insurance. Drill free practice questions until the answers come automatically. Access 240+ free Life Insurance questions with detailed explanations.

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Delaware Specific

How the Delaware Life Insurance exam compares

The Delaware Life exam is 106 questions, 135 minutes. The examination fee is $90.

Delaware splits the paper: 50 questions come from the national Life content outline and 40 are on Delaware law - roughly 44% of the exam that no national study guide covers.

Delaware requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Delaware Insurance Candidate Handbook (June 2025, #120800) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Delaware Life Exam Info
  • Vendor: Pearson VUE
  • Questions: General 50 scored + 10 pretest (75 min); State 40 scored + 6 pretest (60 min)
  • Time limit: 135 minutes
  • Passing: scaled score (70 or 80 depending on exam part; per-exam value shown on score report, not published)
  • Exam fee: $90 (two major-line exams same day = one $90 fee)
  • Prelicensing: None - 'The Delaware Department of Insurance does not require a specific program of pre-licensing education'

Verified July 2026 from the Delaware Insurance Candidate Handbook (June 2025, #120800). Always confirm with the current official candidate handbook.

Delaware Department of Insurance

Study Tip

Spread practice across several days instead of one long session. Short, repeated sessions with explanations beat cramming for vocabulary-heavy insurance exams.

Delaware Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Delaware Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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