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Wisconsin Life Insurance Practice Exam Free - 2026

Madison and Milwaukee anchor Wisconsin's insurance industry, regulated by the Office of the Commissioner of Insurance. Free practice with explanations turns exam anxiety into a passing score. Access 240+ free Life Insurance questions with detailed explanations.

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Wisconsin Specific

How the Wisconsin Life Insurance exam compares

The Wisconsin Life exam is 100 questions, 120 minutes, a 70% cut score. The examination fee is $75.

Wisconsin requires 20 hours of prelicensing education before you can take the exam.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from Wisconsin Insurance Candidate Information Bulletin, PSI Services LLC, Revised March 15, 2026 (linked from oci.wi.gov Agent Exam Requirements page) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Wisconsin Life Exam Info
  • Vendor: PSI
  • Questions: 100 questions (Life General + State, Series 22-01); additionally 1-10 unscored experimental items (~10%) may be administered
  • Time limit: 120 minutes
  • Passing: 70% correct to pass
  • Exam fee: $75
  • Prelicensing: Required for major lines: 20 hours per line of authority (8 hours principles of insurance/general Wisconsin + 12 hours per line: policies, terms, concepts) from an OCI-approved provider; certificate valid 1 year and must be presented at the test center. Per CIB chart: Life 20 hrs, Accident & Health 20 hrs, Property 20 hrs, Casualty 20 hrs.

Verified July 2026 from the Wisconsin Insurance Candidate Information Bulletin, PSI Services LLC, Revised March 15, 2026 (linked from oci.wi.gov Agent Exam Requirements page). Always confirm with the current official candidate handbook.

Wisconsin Office of the Commissioner of Insurance

Study Tip

Study the explanation, not the answer. The real exam words questions differently than any practice bank, so understanding why an answer is correct matters far more than memorizing which letter it was.

Wisconsin Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Wisconsin Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

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