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Arizona Life Insurance Practice Exam Free - 2026

Arizona is one of the fastest-growing insurance markets in the Southwest, and the Arizona Department of Insurance and Financial Institutions now runs licensing exams through PSI. Prepare free here before you book your seat. Access 240+ free Life Insurance questions with detailed explanations.

240+ Questions
Unlimited Practice
Arizona Specific

How the Arizona Life Insurance exam compares

The Arizona Life exam is 100 questions, 120 minutes, a 70% cut score. The examination fee is $50.

Arizona requires no prelicensing course, so you can sit as soon as you are ready. That puts the whole burden of preparation on self-study and practice testing.

Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.

Figures above are taken from PSI Arizona Insurance Examinations Candidate Handbook (specs verified in PSI content outlines life1x.pdf / acchealsick1x.pdf at proctor2.psionline.com) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.

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Arizona Life Exam Info
  • Vendor: PSI Services (Arizona switched from Prometric)
  • Questions: 100 items (plus 5-10 unscored experimental questions may be added)
  • Time limit: 120 minutes
  • Passing: 70% correct to pass
  • Exam fee: $50 examination fee (Series 13-31)
  • Prelicensing: None - Arizona does not require prelicensing education

Verified July 2026 from the PSI Arizona Insurance Examinations Candidate Handbook (specs verified in PSI content outlines life1x.pdf / acchealsick1x.pdf at proctor2.psionline.com). Always confirm with the current official candidate handbook.

Arizona Department of Insurance

Study Tip

Take your first mock exam cold, before studying - it maps your weak topics while you still have time to fix them. Then drill those topics in quiz mode and re-test.

Arizona Life Insurance Exam Topics

Advanced Policy Types
Advanced Taxation (1035, MEC, Annuities)
Annuities
Annuity Payouts & Suitability
Beneficiaries & Settlements
Business Uses of Life Insurance
Ethics & Regulations
General Principles & Contract Law
Group Life Insurance
Life Insurance Basics
Life Settlements & Viaticals
Policy Dividends
Policy Provisions & Options
Policy Riders
Qualified & Retirement Plans
Social Security Benefits
Taxation of Life Insurance
Types of Life Policies
Underwriting & Risk
Universal Life Insurance
Whole Life Insurance
State Insurance Law

Free Arizona Life Practice Questions with Answers

12 sample questions from the 240-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.

Want to study offline? Download the free Life questions & answers PDF.

Frequently Asked Questions

Other Insurance Exams in Arizona

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Life Insurance Exams in Nearby States

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