Colorado Life Insurance Practice Exam Free - 2026
From Denver's insurance hub to the Western Slope, Colorado candidates test under rules set by the Colorado Division of Insurance. Take a free baseline mock exam, find your weak topics, and fix them before the real thing. Access 300+ free Life Insurance questions with detailed explanations.
Exam quick facts. The Colorado Life Insurance exam: 90 questions in 120 minutes; passing score not published by the state; exam fee $41; administered by Pearson VUE; prelicensing course required. Verified July 2026 against the official candidate handbook. Full details and source
How the Colorado Life Insurance exam compares
The Colorado Life exam is 90 questions, 120 minutes. The examination fee is $41.
Colorado splits the paper: 50 questions come from the national Life content outline and 30 are on Colorado law - roughly 38% of the exam that no national study guide covers.
Colorado requires prelicensing training, but the handbook publishes no fixed hour count - the requirement is set with the state's approved providers, so confirm it before you enrol.
Life Insurance questions reviewed by Michael Bennett — Life Insurance, 17 years' experience, Tampa, FL.
Figures above are taken from Colorado Insurance Licensing Candidate Handbook (April 2026, #120600) and were verified in July 2026. Requirements change - confirm current details with your state insurance department before you book.
The Colorado Life producer exam: general and state parts
Colorado splits the Life Insurance licensing exam into a general (national) part and a state-specific part on Colorado law: General 50 scored + 5 pretest; State 30 scored + 5 pretest. Time limit: 120 minutes. Passing: scaled score (passing value set by Division, not published). The general part is what the practice tests on this page drill - policy types, provisions and riders, underwriting, and federal rules - while the state part comes from Colorado's own statutes and regulations, listed in the official content outline.
Candidates who pass the general part but fail the state part usually studied a national textbook and skipped their state's law chapter. Read the outline's state section, note every statute it cites, and confirm the details with the Colorado Division of Insurance.
Choose Your Practice Mode
- Vendor: Pearson VUE
- Questions: General 50 scored + 5 pretest; State 30 scored + 5 pretest
- Time limit: 120 minutes
- Passing: scaled score (passing value set by Division, not published)
- Exam fee: $41 (covers up to two exams in one session)
- Prelicensing: Pre-licensing training required for Life, A&H, Property, Casualty, Personal Lines, but no specific hour count is published - requirements set with approved providers (sircon.com/colorado); exemptions for designations (CLU, CPCU, etc.)
Verified July 2026 from the Colorado Insurance Licensing Candidate Handbook (April 2026, #120600). Always confirm with the current official candidate handbook.
Study the explanation, not the answer. The real exam words questions differently than any practice bank, so understanding why an answer is correct matters far more than memorizing which letter it was.
Colorado Life Insurance Exam Topics
Free Colorado Life Practice Questions with Answers
12 sample questions from the 300-question Life bank behind the interactive tests. Expand a question to check the answer and the reasoning behind it.
Want to study offline? Download the free Life questions & answers PDF.
Frequently Asked Questions
Other Insurance Exams in Colorado
Prepare for multiple insurance licenses in Colorado
Official Colorado Insurance Resources
Important external links for Colorado insurance licensing information
Colorado Division of Insurance
Official state regulator for insurance licensing, requirements, and exam information.
NAIC - National Association of Insurance Commissioners
The standard-setting and regulatory support organization for state insurance regulators.
Prometric Testing Services
Official testing provider for insurance licensing exams in many states.
PSI Services
Insurance licensing exam administration for select states.
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