Free Insurance Mock Tests
Pick your license line and state for a timed mock exam, topic quizzes, and written sample questions with full explanations. Everything is free - no registration, no locked answers.
Policy types, provisions, riders, beneficiaries, underwriting, annuities, and taxation.
Browse statesPolicy provisions, disability income, group health, Medicare basics, and the ACA.
Browse statesProperty forms, liability, auto, homeowners, commercial lines, and claims.
Browse statesLife and Health combined exam
Texas, Ohio, Georgia, Florida and New York test life and health in one sitting. Verified exam facts, outline weights, and both practice banks in one place.
- North Carolina Life Insurance Practice Exam
- Ohio Life Insurance Practice Exam
- Michigan Life Insurance Practice Exam
- Arizona Life Insurance Practice Exam
- California Life Insurance Practice Exam
- Washington Life Insurance Practice Exam
- Michigan Property & Casualty Practice Exam
- Texas Life Insurance Practice Exam
- Maryland Life Insurance Practice Exam
- Georgia Life Insurance Practice Exam
Each state page gives you three tools: an interactive mock exam that mirrors multiple-choice exam conditions, a quiz mode for topic drilling, and written sample questions with full explanations. Start with a baseline mock exam, review every explanation, then focus your study on the topics where you missed questions.
Exam details vary by state - always verify current requirements with your state insurance department. Each state page links to the official sources.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia
Which insurance mock test should I take first?
Start with the timed mock exam for your license line and state - the state page mirrors your state's real question count and time limit. Use the score to find weak topics, then drill them in quiz mode.
Are these insurance mock tests free?
Yes. Every mock exam, quiz and review session on this site is free with no registration. The PDF question banks are free downloads too.
Is there a mock test for a combined life and health exam?
Practice both banks - life and health - and see the life and health exam page for the states that test both lines in one sitting: Texas, Ohio, Georgia, Florida and New York.
Do the mock tests include state law questions?
The question banks cover the national content every state tests. State pages show your state's official exam structure and, for the largest states, the state-law topics from the content outline.
Practice questions reviewed by Michael Bennett, Robert Hayes, Rebecca Lawson and Jennifer Collins — working insurance professionals with 50 years of combined experience. Meet the instructors.