Pearson VUE (now branded Pearson Professional Assessments) runs the insurance licensing exam in 27 states and the District of Columbia - more than any other vendor. If your state is one of them, Pearson is where you create the account, book the seat, pay the fee and, on exam day, get the pass/fail score report. This guide lists every Pearson VUE state with the verified question count, time limit, passing standard and fee for the life, health and property and casualty exams, explains what Pearson's own $19.95 practice tests contain, and sets out the registration, ID, cancellation and retake rules that the candidate handbooks spell out. Every figure comes from the official candidate handbook for that state, which we link from each state's practice page.
Which states use Pearson VUE for the insurance exam?
Pearson VUE administers the producer exams in Alaska, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Massachusetts, Mississippi, Missouri, Montana, Nevada, North Carolina, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, West Virginia and Wyoming. Massachusetts is the newest: Pearson took over from Prometric on July 22, 2026, so any Massachusetts guide that says "register with Prometric" is out of date.
The other states use PSI (17 states), Prometric (Maryland, New Mexico, Utah, Vermont and Virginia), or run testing themselves (Alabama through the University of Alabama, Kentucky through its Department of Insurance). The full map is in who runs the insurance exam in each state.
The Pearson VUE insurance practice test: what $19.95 buys
Pearson sells four online practice tests - Life (01-LIP), Health (02-LIP), Casualty (03-LIP) and Property (04-LIP) - at $19.95 each. According to Pearson's own description, each test has 50 questions on general insurance topics plus 25 "generic state questions that cover topics found in content categories for most states". Three things to know before you buy:
- It is not your state's exam. The 25 state-style questions are generic. Your real exam's state section is written to your state's insurance code - 30 Texas questions, 36 Illinois questions, 40 Missouri questions and so on - and the practice test does not cover that code.
- It is self-administered online and needs a second Pearson account, separate from the one you use to book the licensing exam. Pearson says so on the practice-test page.
- It is not regulated by the state. Pearson's FAQ is explicit that the practice tests are a Pearson product, not part of the licensing process.
The free practice exams on this site are built the other way round: a mock exam for your state that mirrors the real question count and time limit, a national bank written from the content outlines, and, for the states where we have added them, original state-law questions cited to the statute. Start with the full-length mock, read the explanation for every miss, and keep the $19.95 for the exam fee.
The Pearson VUE life insurance exam by state
Totals include the unscored pretest questions Pearson mixes in; the scored count is in brackets where the handbook publishes the split. "Scaled 70" means a scaled score of 70 on a 0-100 scale, which the handbooks say is not a percentage of questions correct.
| State | Questions | Time | Passing | Fee |
|---|---|---|---|---|
| Alaska | 110 (100 scored) | 135 min | Scaled 70 | $89 |
| Colorado | 90 (80 scored) | 120 min | Scaled; value not published | $41 |
| Connecticut | 85 (75 scored) | 120 min | 70% | $65 |
| Delaware | 106 (90 scored) | 135 min | Scaled 70 or 80 by exam part | $90 |
| District of Columbia | 90 (80 scored) | 120 min | Scaled 70 | $75 |
| Florida | 95 (85 scored) | 120 min | 70% | $44 |
| Georgia | 90 (80 scored) | 120 min | 70% | $67 |
| Hawaii | 96 (85 scored) | 120 min | Scaled 70 | $75 |
| Idaho | 86 (75 scored) | 120 min | Not published | $65 |
| Illinois | 91 (81 scored), two exams | 135 min | Scaled 70 | $92 (both) |
| Indiana | 95 (80 scored) | 120 min | Scaled 70 | $69 |
| Iowa | 87 (77 scored) | 120 min | Not published | $44 |
| Kansas | 95 (84 scored) | 90 min | 70% | $57 |
| Maine | 85 (75 scored) | 105 min | Scaled 70 | $55 |
| Massachusetts | 90 (80 scored) | Not published | Scaled 70 | $37 |
| Mississippi | 70 (60 scored) | 120 min | 65% | $50 |
| Missouri | 100 (90 scored) | 120 min | Scaled 70 | $32 |
| Montana | 96 (86 scored) | 120 min | Scaled 75 | $65 |
| Nevada | 90 (80 scored) | 120 min | Scaled 70 | $37 |
| North Carolina | 60 (55 scored) | 75 min | Scaled 70 | $45 |
| Rhode Island | 90 (80 scored) | 120 min | Scaled 70 | $80 |
| South Carolina | 85 (75 scored) | Not published | Scaled 70 | $59 |
| South Dakota | 90 | 120 min | Scaled 70 | $85 |
| Tennessee | 77 (68 scored) | 105 min | Scaled 70 | $55 |
| Texas | 90 (80 scored) | 120 min | Scaled 70 | $39 |
| West Virginia | 90 | 120 min | Scaled 70 | $84 |
| Wyoming | 100 (90 scored) | 120 min | Scaled 70 | $96 |
The Pearson VUE health insurance exam by state
The passing standard is the same as the life exam in every state above. Texas has no standalone health exam: accident and health authority is tested through the General Lines - Life, Accident and Health exam. Montana licenses the line as "Disability".
| State | Questions | Time | Fee |
|---|---|---|---|
| Alaska | 110 (100 scored) | 135 min | $89 |
| Colorado | 91 (80 scored) | 120 min | $41 |
| Connecticut | 85 (75 scored) | 120 min | $65 |
| Delaware | 115 (92 scored) | 135 min | $90 |
| District of Columbia | 85 (75 scored) | 120 min | $75 |
| Florida | 95 (85 scored) | 120 min | $44 |
| Georgia | 90 (80 scored) | 120 min | $67 |
| Hawaii | 95 (85 scored) | 120 min | $75 |
| Idaho | 86 (75 scored) | 120 min | $65 |
| Illinois | 99 (89 scored), two exams | 135 min | $92 (both) |
| Indiana | 95 (80 scored) | 120 min | $69 |
| Iowa | 90 (80 scored) | 120 min | $44 |
| Kansas | 95 (84 scored) | 90 min | $57 |
| Maine | 98 (88 scored) | 120 min | $55 |
| Massachusetts | 90 (80 scored) | Not published | $37 |
| Mississippi | 70 (60 scored) | 120 min | $50 |
| Missouri | 100 (90 scored) | 120 min | $32 |
| Montana | 102 (92 scored), Disability line | 135 min | $65 |
| Nevada | 98 (88 scored) | 135 min | $37 |
| North Carolina | 60 (55 scored) | 75 min | $45 |
| Rhode Island | 90 (80 scored) | 120 min | $80 |
| South Carolina | 85 (75 scored) | Not published | $59 |
| South Dakota | 90 | 120 min | $85 |
| Tennessee | 77 (68 scored) | 105 min | $55 |
| Texas | 145 (130 scored), Life, Accident and Health exam | 150 min | $49 |
| West Virginia | 90 | 120 min | $84 |
| Wyoming | 100 (90 scored) | 120 min | $96 |
The Pearson VUE property and casualty exam by state
Eleven Pearson states give a combined property and casualty exam, 16 test the two lines separately (in Illinois each line is itself a general-plus-state pair), and several offer both. Where two exams are listed, the fee is per exam unless stated.
| State | Structure | Questions | Time | Fee |
|---|---|---|---|---|
| Alaska | Separate | 110 each (100 scored) | 135 min each | $89 |
| Colorado | Separate | Property 85, Casualty 91 | 120 min each | $41 |
| Connecticut | Combined (separate offered) | 145 (130 scored) | 150 min | $105 ($65 single) |
| Delaware | Separate | Property 102, Casualty 114 | 135 min each | $90 |
| District of Columbia | Separate | Property 85, Casualty 90 | 120 min each | $75 |
| Florida | Combined | 175 (160 scored) | 180 min | $44 |
| Georgia | Combined (separate offered) | 135 (125 scored) | 150 min | $67 |
| Hawaii | Separate | Property 93, Casualty 103 | 120 / 135 min | $75 |
| Idaho | Separate | Property 80, Casualty 83 | 105 min each | $65 |
| Illinois | Separate, each a general + state pair | Property 90, Casualty 97 | 135 min each | $92 per line |
| Indiana | Combined | 150 (135 scored) | 180 min | $69 |
| Iowa | Separate | Property 91, Casualty 93 | 120 min each | $44 each |
| Kansas | Separate (combined offered) | 89 each (84 scored); combined 154 | 90 min each; 150 combined | $57 each; $64 combined |
| Maine | Separate (combined offered) | Property 85, Casualty 93; combined 157 | 120 min each; 210 combined | $55 each; $80 combined |
| Massachusetts | Separate | 90 each (80 scored) | Not published | $37 each |
| Mississippi | Separate (combined offered) | 70 each (60 scored); combined 100 | 120 min each; 150 combined | $50 |
| Missouri | Combined (separate offered) | 100 (90 scored) | 180 min | $40 ($32 single) |
| Montana | Separate | Property 92, Casualty 97 | 120 / 135 min | $65 each |
| Nevada | Combined (separate offered) | 154 | 215 min | $47 ($37 single) |
| North Carolina | Separate | 60 each (55 scored) | 75 min each | $45 each |
| Rhode Island | Separate | Property 87, Casualty 93 | 120 min each | $80 each |
| South Carolina | Combined (separate offered) | 140 | Not published | $59 |
| South Dakota | Combined (separate offered) | 145 | 150 min | $95 ($85 single) |
| Tennessee | Separate | 77 each (68 scored) | 105 min each | $55 each |
| Texas | Combined | 145 (130 scored) | 150 min | $49 |
| West Virginia | Combined (separate offered) | 150 | 210 min | $84 |
| Wyoming | Combined (separate offered) | 150 | 150 min | $113 ($96 single) |
Every state's figures, with the handbook they come from, are on its property and casualty practice page; the full combined-versus-separate list is in combined vs separate insurance exams by state.
How to register for a Pearson VUE insurance exam
The process is the same in every Pearson state, with the state's own page on pearsonvue.com as the entry point:
- Finish any prelicensing your state requires first. Illinois, for example, checks the course completion certificate at the test center for first-time candidates (retakers are exempt). Most Pearson states - Alaska, Delaware, Idaho, Iowa, Kansas, Maine, Mississippi, Missouri, Montana, Nevada, North Carolina, Rhode Island, South Carolina, South Dakota, Tennessee, Texas and Wyoming among them - have no prelicensing requirement at all; see insurance license requirements by state.
- Create a Pearson account under your legal name, exactly as it appears on your ID. Every handbook we read repeats this, because a name mismatch means being turned away and forfeiting the fee.
- Book online or by phone. Reservations must be made at least 24 hours ahead in Illinois, Georgia and Colorado and 48 hours ahead in Massachusetts. Payment is taken at booking by card or voucher; the test center does not take payment.
- Expect a test center, not your laptop. The six candidate handbooks we opened for this article (Texas, Illinois, North Carolina, Georgia, Colorado and Massachusetts) all schedule the exam at a Pearson test center. Alaska's handbook lists per-exam fees for OnVUE online delivery, and South Dakota's says test center only - so online testing is a state-by-state question. Check the "test center locations" or "online testing" section of your own handbook before assuming either.
Cancelling, rescheduling and no-shows
Texas, North Carolina, Georgia, Colorado, Illinois and Massachusetts all use the same 48-hour rule: change or cancel at least 48 hours before the appointment and the fee transfers to a new reservation or is refunded; miss that window and the fee is forfeited. Texas lists the excused-absence reasons (illness, a death in the family, a disabling accident, court or military duty, weather) that can be claimed within 14 days with documentation. Fees are non-refundable and non-transferable in every other case, and vouchers are non-returnable.
What happens on Pearson VUE exam day
- Two forms of ID. Texas, Illinois, North Carolina, Georgia and Colorado require two current forms of signature identification: a primary government-issued photo ID with signature, plus a secondary ID with a signature. Massachusetts asks for one government-issued photo ID. The name must match the registration exactly, and the ID must be in English.
- Check-in. You are photographed for the score report and sign the candidate rules. Personal items go in a locker.
- Pretest questions. Many Pearson exams carry unscored pretest questions, mixed in and unidentified; their number is printed in the content outline heading (10 of 90 in Texas life, 5 of 60 in North Carolina).
- The score report. You leave with a report marked pass or fail. A failing report carries a numeric score and diagnostic information by content area; a passing one carries instructions for applying for the license.
Retaking a failed Pearson VUE exam
The retake rule is set by the state, not by Pearson, and it varies more than candidates expect:
- Texas: schedule a new exam the next day; no limit on attempts.
- North Carolina and Colorado: wait 24 hours before booking again.
- Georgia: wait 14 days after the first and second failures and 60 days after the third and any later attempt; unlimited attempts.
- Illinois: both the General and the State exam must be passed within 90 days of each other, or the passed one lapses.
- Massachusetts: reapply on the Pearson Massachusetts page and pay the fee again.
The fee is due for every attempt. Two time limits sit on the other side of a pass: Texas requires the license application within 12 months of passing, and Illinois requires the exam within one year of finishing prelicensing.
How to pass the Pearson VUE insurance exam
The general section is built from the national outline for your line, the state section from your state's code, and the two are usually scored as one exam. Candidates on this site answer about 72% of life questions and 75% of property and casualty questions correctly in practice, which is right at the 70 scaled-score line most Pearson states use - so the margin comes from drilling the weak topics, not from reading more. Take a timed mock exam first to find them, drill by topic in quiz mode, give the state section its own study time, and book when two or three consecutive mocks sit 10 points above the passing standard. Our line guides go deeper: how to pass the life insurance exam on the first try and property and casualty exam prep.
Start with your state: Texas, Florida, Georgia, North Carolina, Illinois and the other 22 Pearson states are listed on the state pages index.
This article is an independent study guide. It is not official licensing advice and does not guarantee a passing score. Confirm current exam requirements with your state insurance department and the official candidate handbook.
Frequently asked questions
Which states use Pearson VUE for the insurance exam?
Twenty-seven: Alaska, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Massachusetts (since July 22, 2026), Mississippi, Missouri, Montana, Nevada, North Carolina, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, West Virginia and Wyoming. PSI runs 17 states and Prometric five; Alabama and Kentucky run their own exams.
Is the Pearson VUE insurance practice test worth it?
It costs $19.95 per line and, by Pearson's own description, contains 50 general questions plus 25 generic state-style questions that are not written to your state's code. It is useful for seeing Pearson's question style, but it will not prepare you for the state-law section, which is 30 to 40 questions in most Pearson states. A free state-specific mock exam covers that part; buy the Pearson test only if you want a second opinion on the general section.
How many questions are on the Pearson VUE insurance exam?
It depends on the state and line. Life exams run from 60 questions in North Carolina (75 minutes) to 110 in Alaska (135 minutes); most states sit at 85 to 100 questions in 120 minutes, of which 5 to 10 are unscored pretest items. Property and casualty exams run from 60 per line in North Carolina to 175 in Florida's combined exam.
What score do you need to pass a Pearson VUE insurance exam?
Most Pearson states report a scaled score and require 70, which the handbooks say is not the percentage of questions answered correctly. Exceptions include Montana (scaled 75), Mississippi (65% on the life-only and health-only exams), Connecticut, Florida, Georgia and Kansas (70% correct), and Colorado, Idaho, Iowa and South Carolina, which do not publish the passing value.
Can you take the Pearson VUE insurance exam online?
Usually not. The Texas, Illinois, North Carolina, Georgia, Colorado and Massachusetts handbooks all schedule the licensing exam at a Pearson test center. Alaska's handbook lists per-exam fees for OnVUE online delivery and South Dakota's says test center only, so it is a state decision - check the testing section of your own handbook. Pearson's practice tests, by contrast, are online only.
How soon can you retake a failed Pearson VUE insurance exam?
The state sets the rule. Texas lets you book the next day with no limit on attempts; North Carolina and Colorado require a 24-hour wait; Georgia requires 14 days after the first and second failures and 60 days after the third and later attempts; Massachusetts requires a new application and fee. Illinois adds that the General and State exams must both be passed within 90 days. Every attempt costs the full fee.
What ID do I need for a Pearson VUE insurance exam?
Two forms of current signature identification in Texas, Illinois, North Carolina, Georgia and Colorado: a primary government-issued photo ID with a signature (driver's license, state ID, passport, military ID) and a secondary ID bearing a signature. Massachusetts accepts one government-issued photo ID. The name must match your registration exactly and the ID must be in English; a mismatch means forfeiting the fee.